1011 SW 8th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1011 SW 8th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,084 sqft · built 1991
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,493 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-21-37-35-0170-00170-0080`

Property Details

APN / Parcel Number

Primary APN	`3-21-37-35-0170-00170-0080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,084 sqft Heated Area
Gross Area	2,277 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Porch	Open Porch
Patio Area	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1011 SW 8TH ST
City	OKEECHOBEE
State	FL
Zip	34974-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWEST ADDITION TO OKEECHOBEE (PLAT BOOK 2 PAGE 7) LOT 8 & EAST 1/2 OF LOT 9 BLOCK 17
Legal Range	35E
Legal Township	37S
Legal Section	21
Legal Subdivision	SOUTHWEST ADDITION
Legal Block	17
Legal Lot Number	8,EAST
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3030
Census Tract	910601

Owner

1011 SW 8th St is owned and occupied by two individuals who acquired it in May 1998.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	1011 SW 8TH ST, OKEECHOBEE, FL 34974-4019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 1998
Deed Sale	May 8, 1998
Deed Document Number	0000040664
Prior Transfer Date	May 5, 1998
Prior Transfer Doc	0040600064
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1011 SW 8TH ST, OKEECHOBEE, FL 34974-4019
Document Number	0000012584
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1011 SW 8TH ST OKEECHOBEE FL 349744019, OKEECHOBEE, FL 34974-4019

Mortgage

Document Number	0000012584
Date	Dec 21, 2020
Instrument	12584

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 20, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1011 SW 8th St was $1,493 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,493.00 Homeowner's exemption	$119,603	$302,738 Land $26,250 Building $276,488
2023	$1,947.00 (+4.68%) Homeowner's exemption	$112,847 (+3%)	$302,760 (+21.98%) Land $18,750 Building $284,010
2022	$1,860.00 Homeowner's exemption	$109,560	$248,197 Land $13,500 Building $234,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1011 SW 8th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2012)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 SW 8th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20