Mecklenburg County property record for 1011 State St, Charlotte, NC 28208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,500 sqft · built 2021 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $767,500 (Jul 2026) |
| Tax Bill | $4,909 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-094-36 |
| Primary APN | 071-094-36 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,500 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1011 STATE ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28208-4153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L8 M67-457 |
| Legal Subdivision | SUMMIT VIEW |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 4200 |
1011 State St is owned and occupied by an individual who bought it in July 2026.
Source: Mecklenburg County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1011 STATE ST, CHARLOTTE, NC 28208-4153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Sep 9, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Mar 11, 2021 | Intrafamily Transfer, Transfer |
| Feb 23, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on File |
| Deed Sale | Jul 31, 2026 · Amount on File |
| Prior Sale | Sep 9, 2021 · Amount on File |
| Deed Document Number | 202682496 |
| Deed Book / Page | 40616 / 755 |
| Prior Transfer Date | Mar 10, 2021 |
| Prior Transfer Doc | 0000047649 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 31, 2026 |
| Property Address | 1011 STATE ST, CHARLOTTE, NC 28208-4153 |
| Document Number | 0000082496 |
| Book / Page | 40616 / 755 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202682496 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | INTEGRATED TITLE INC, INTEGRATED TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155,035.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1011 STATE ST, CHARLOTTE, NC 28208-4153 |
| Document Number | 0000082497, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202682497 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 9, 2021 |
| Property Address | 1011 STATE ST, CHARLOTTE, NC 28208-4153 |
| Document Number | 0000173468 |
| Book / Page | 36511 / 180 |
| Map Reference | MB 67 PG 457 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2021173468 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 25, 2023 |
| Title Company | FORTIFIED TITLE, FORTIFIED TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,145.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 31514, CHARLOTTE, NC 28231-1514 |
| Name | Verified Name |
|---|---|
| Address | 1011 STATE ST, CHARLOTTE, NC 28208-4153 |
| Document Number | 0000173469 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021173469 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 11, 2021 |
| Property Address | 1011 STATE ST, CHARLOTTE, NC 28208-4153 |
| Document Number | 0000047649 |
| Book / Page | 35788 / 271 |
| Map Reference | MB 3 PG 94 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 2021047649 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 31514, CHARLOTTE, NC 28231-1514 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 23, 2021 |
| Property Address | 1011 STATE ST, CHARLOTTE, NC 28208-4153 |
| Document Number | 0000034676 |
| Book / Page | 35707 / 456 |
| Map Reference | MB 67 PG 457 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2021034676 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3313 MOORES GLEN DR, CHARLOTTE, NC 28209-4070 |
| Name | Verified Name |
|---|---|
| Address | 1011 STATE ST, CHARLOTTE, NC 28208-4153 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1011 State St was $4,909.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,909.00 | $617,500 Land $140,000 Building $477,500 | $617,500 Land $140,000 Building $477,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1011 State St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Most Recent Claim | Aug 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1011 State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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