1011 Spectacular Bid Dr, Union, KY 41091 Property Records

Boone County property record for 1011 Spectacular Bid Dr, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,431 sqft · built 2010
Lot Size	0.342 acres (14,924 sqft)
Owner	Individual Name on Record
Last Sale	$38,000 (Nov 2009)
Tax Bill	$5,538 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`064.04-07-315.00`

Property Details

APN / Parcel Number

Primary APN	`064.04-07-315.00`
Alternative APN	`42589`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,431 sqft Finished Area
Basement Area	1,637 sqft
Unfinished Basement	1,637 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Lot Area	14,924 sqft (0.342 acres)
Lot Dimensions	164 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1011 SPECTACULAR BID DR
City	UNION
State	KY
Zip	41091-8059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 315 SEC 4 BLK FF TRIPLE CROWN COUNTRY CLUB
Legal Subdivision	TRIPLE CROWN COUNTRY CLUB
Legal Block	FF
Legal Lot Number	315
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	1
Census Block	1000
Census Tract	70605

Owner

Source: Boone County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1011 SPECTACULAR BID DR, UNION, KY 41091-8059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2009 · Amount on Record
Deed Sale	Nov 25, 2009 · Amount on Record
Prior Sale	Nov 16, 2005 · Amount on Record
Deed Document Number	2009523979
Deed Book / Page	0973 / 473
Last Transfer Date	Mar 27, 2014
Transfer Doc	0D1035/570
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	1011 SPECTACULAR BID DR, UNION, KY 41091-8059
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 SPECTACULAR BID DR, UNION, KY 41091-8059

Mortgage

Document Number	0M4638/227
Date	Oct 17, 2022
Book Page	M4638/227
Instrument	898622

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,538.00 (+29.42%)	$488,900 (+32.31%) Land $75,000 Building $413,900
2024			$488,900 (+32.31%) Land $75,000 Building $413,900
2023	$4,279.00 (+3.16%)	$369,500 (-) Land $50,000 Building $319,500	$369,500 (-) Land $50,000 Building $319,500
2022	$4,148.00	$369,500 Land $50,000 Building $319,500	$369,500 Land $50,000 Building $319,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000