1011 Sheldon Row, Charlotte, MI 48813 Property Records

Eaton County property record for 1011 Sheldon Row, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,621 sqft · built 1968
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Sep 2026)
Tax Bill	$9,376 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20005200033100`

Property Details

APN / Parcel Number

Primary APN	`20005200033100`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,621 sqft Living Area
1st Floor Area	2,206 sqft
Basement Area	1,148 sqft
Finished Basement	564 sqft
Unfinished Basement	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	136 ft deep x 224 ft wide
Garage Area	440 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1011 SHELDON ROW
City	CHARLOTTE
State	MI
Zip	48813-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOT 33. GREENWOOD TERRACE PLAT #1. ALSO COM NW COR LOT 33, S 12DEG 09MIN E 143.33 FT, W 106 FT, N 134.97 FT, E 27.47 FT, ELY 48.76 FT ALONG CURVE TO BEG. SEC.12, T2N,R5W, CITY OF CHARLOTTE 1991
Legal Range	05W
Legal Township	02N
Legal Section	12
Legal Subdivision	GREENWOOD TERRACE
Legal Lot Number	33
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	3
Census Block	3014
Census Tract	21001

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7826 W WESTOVER DR, BOISE, ID 83704-7220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Oct 13, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 22, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Oct 13, 2023 · Amount on Record
Deed Document Number	20263647
Deed Book / Page	3210 / 762
Prior Transfer Date	May 19, 2023
Prior Transfer Doc	3052000499
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 8, 2026
Property Address	1011 SHELDON ROW, CHARLOTTE, MI 48813-1013
Document Number	0000003647
Book / Page	3210 / 762
Instrument Date	Aug 31, 2026
Instrument	20263647
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334,411.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7826 W WESTOVER DR, BOISE, ID 83704-7220

Mortgage

Document Number	0000003648,
Date	Sep 8, 2026
Instrument	20263648

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 13, 2023
Property Address	1011 SHELDON ROW, CHARLOTTE, MI 48813-1013
Document Number	003068/799
Book / Page	3068 / 799
Map Reference	LB 5 PG 19
Instrument Date	Oct 11, 2023
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 SHELDON ROW, CHARLOTTE, MI 48813-1013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 NORTHRIDGE DR, BOWLING GREEN, KY 42101-6590

Mortgage

Document Number	0030680800
Date	Oct 13, 2023
Instrument	3068-0800

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	1011 SHELDON ROW, CHARLOTTE, MI 48813-1013
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0026950319
Date	Aug 22, 2017
Book Page	2695/0319

Lender

Name	PNC BANK NA
Type	Bank
Address	Wilmington, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 5, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,800 (+18.18%)	$390,501 (+13.78%) Land $61,311 Building $329,190
2025	$9,376.00 (+63.83%)
2023		$171,600	$343,200
2022	$5,723.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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