1011 Searay Ct, Abingdon, MD 21009 Property Records

Harford County property record for 1011 Searay Ct, Abingdon, MD 21009

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,712 sqft · built 2002
Lot Size0.231 acres (10,062 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (May 2020)
Tax Bill$3,309 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-316389

Property Details

APN / Parcel Number

Primary APN01-316389
Alternative APNs
  • 1316389
  • 316389

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,712 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,062 sqft (0.231 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area72 sqft
Deck Area274 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number316389
Street Address1011 SEARAY CT
CityABINGDON
StateMD
Zip21009-1016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 81 10062 SF 1011 SEARAY COURT LONG BAR HAR S5 P 94/85
Legal SubdivisionLONG BAR HARBOR
Legal Lot Number81
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group1
Census Block1005
Census Tract301707

Owner

1011 Searay Ct is owned and occupied by two individuals who bought it in May 2020.

Source: Harford County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address1011 SEARAY CT, ABINGDON, MD 21009-1016
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
May 5, 2020Grant Deed, Transfer · VA Mortgage
NFM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2020 · Amount on File
Deed SaleMay 5, 2020 · Amount on File
Prior SaleApr 26, 2002 · Amount on File
Deed Book / Page13832 / 358
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1011 SEARAY CT, ABINGDON, MD 21009-1016
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0145980089
DateMar 22, 2021
Book Page14598/89
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueFeb 1, 2036

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateMay 5, 2020
Property Address1011 SEARAY CT, ABINGDON, MD 21009-1016
Document Number0138320358
Book / Page013832 / 000358
Instrument DateApr 30, 2020
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanySANTURY TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1011 SEARAY CT ABINGDON MD 210091016, ABINGDON, MD 21009-1016

Mortgage

Document Number138320367
DateMay 5, 2020
Book Page013832/000367
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1011 Searay Ct was $3,309.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$343,700 Land $85,500 Building $258,200$343,700 Land $85,500 Building $258,200
2025$3,309.00
2023$283,600 Land $85,500 Building $198,100$283,600 Land $85,500 Building $198,100
2022$2,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1011 Searay Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 Searay Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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