Anne Arundel County property record for 1011 Saint Margarets Dr, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,828 sqft · built 1972 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $417,000 (Mar 2016) |
| Tax Bill | $5,098 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165-26493015 |
| Primary APN | 03-165-26493015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,828 sqft Living Area |
| 1st Floor Area | 1,628 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 192 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 16526493015 |
|---|---|
| Street Address | 1011 SAINT MARGARETS DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 9 BK GG PL 4 CAPE ST CLAIRE |
| Legal Subdivision | CAPE ST CLAIRE |
| Legal Block | GG |
| Legal Lot Number | 9 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 731003 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1011 SAINT MARGARETS DR, ANNAPOLIS, MD 21409-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jan 30, 2020 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2016 · Amount on Record |
| Deed Sale | Mar 8, 2016 · Amount on Record |
| Prior Sale | May 29, 1991 · Amount on Record |
| Deed Book / Page | 29343 / 195 |
| Prior Transfer Date | Mar 9, 2010 |
| Prior Transfer Doc | 0220790234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1011 SAINT MARGARETS DR, ANNAPOLIS, MD 21409-5004 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1011 SAINT MARGARETS DR, ANNAPOLIS, MD 21409-5004 |
| Document Number | 0399930259 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 39993/259 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Sep 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1011 SAINT MARGARETS DR, ANNAPOLIS, MD 21409-5004 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1011 SAINT MARGARETS DR, ANNAPOLIS, MD 21409-5004 |
| Document Number | 0371900183 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 37190/183 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1011 SAINT MARGARETS DR, ANNAPOLIS, MD 21409-5004 |
| Document Number | 0343220369 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 1011 SAINT MARGARETS DR ANNAPOLIS MD 214095004, ANNAPOLIS, MD 21409-5004 |
| Document Number | 0343220369 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 034322/000369 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 15, 2060 |
| Rate Type | Adjustable Rate |
|---|
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,800 (+5.14%) | $500,100 (-) Land $240,000 Building $260,100 | |
| 2025 | $5,098.00 (+2.25%) Homeowner's exemption | $453,500 (+7.75%) | $500,100 (+16.25%) Land $240,000 Building $260,100 |
| 2024 | $4,986.00 (+21.11%) | ||
| 2023 | $4,117.00 Homeowner's exemption | $420,900 | $430,200 Land $230,000 Building $200,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1978–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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