1011 Ryswick St, Punta Gorda, FL 33980 Property Records

Charlotte County property record for 1011 Ryswick St, Punta Gorda, FL 33980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1992
Lot Size	0.227 acres (9,866 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Mar 2022)
Tax Bill	$7,706 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`402212226014`

Property Details

APN / Parcel Number

Primary APN	`402212226014`
Alternative APNs	`00081460000008` `10004574185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,263 sqft
1st Floor Area	1,848 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,866 sqft (0.227 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	338 sqft
Porch	Slab
Porch Area	35 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00081460000008
Street Address	1011 RYSWICK ST
City	PUNTA GORDA
State	FL
Zip	33980-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PORT CHARLOTTE SEC12 BLK1589 LT 14 544/1199 972/1024 1350/924 1820/1101 1938/1152 2920/1947 3324/1841 3376/318 3808/2076 4068/1409 4937/1564 UNREC DC-TRCSR
Legal Range	22E
Legal Township	40S
Legal Section	12
Legal Subdivision	PORT CHARLOTTE
Legal Tract	PCH
Legal Block	1589
Legal Lot Number	14
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1008
Census Tract	20203

Owner

1011 Ryswick St is owned and occupied by two individuals who bought it in March 2022.

Source: Charlotte County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1011 RYSWICK ST, PUNTA GORDA, FL 33980-1816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Mar 2, 2022	Warranty Deed, Transfer BURNT STORE TITLE LLC, BURNT STORE T&E LLC
Feb 17, 2017	Deed of Trust, Mortgage · VA Mortgage THE MONEY SOURCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Apr 5, 2016 · Amount on File
Deed Document Number	20223066939
Deed Book / Page	4937 / 1564
Prior Transfer Date	Jul 3, 2013
Prior Transfer Doc	0038082076
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1011 RYSWICK ST, PORT CHARLOTTE, FL 33980-1816
Transaction Type	Mortgage
Record Updated	Apr 18, 2024
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 RYSWICK ST, PT CHARLOTTE, FL 33980-1816

Mortgage

Document Number	0003388905
Date	Apr 3, 2024
Instrument	3388905

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 2, 2022
Property Address	1011 RYSWICK ST, PORT CHARLOTTE, FL 33980-1816
Document Number	0049371564
Book / Page	4937 / 1564
Map Reference	MB 5 PG 1A-1D
Instrument Date	Mar 2, 2022
Instrument	3066939
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	BURNT STORE TITLE LLC, BURNT STORE T&E LLC

Transaction

Amount	Amount on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 MAUREEN DR, 200, SANFORD, FL 32771-9710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 RYSWICK ST, PORT CHARLOTTE, FL 33980-1816

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1011 RYSWICK ST, PORT CHARLOTTE, FL 33980-1816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041690065
Date	Feb 17, 2017
Book Page	4169/0065
Instrument	2500696

Lender

Name	THE MONEY SOURCE INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1011 Ryswick St was $7,706 with exemptions applied, down 7% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,706.00 (-7.03%) Homeowner's exemption Disabled Person's exemption	$333,712 Land $18,700 Building $315,012	$333,712 Land $18,700 Building $315,012
2024	$8,289.00 (-8.26%)
2023	$9,035.00 (+53.34%)	$362,598 (+76.34%)	$299,626 (+2.02%) Land $22,000 Building $277,626
2022	$5,892.00 Homeowner's exemption	$205,627	$293,688 Land $13,175 Building $280,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1011 Ryswick St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 Ryswick St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250

May also be available: Ripple Fiber.

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