Santa Clara County property record for 1011 Ruge Dr, San Jose, CA 95132
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,580 sqft · built 1970 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,601 (2025) |
| Deeds & Mortgages | Apr 2021 Reverse Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 591-22-049 |
| Primary APN | 591-22-049 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 6,200 sqft (0.142 acres) |
| Lot Dimensions | 100 ft deep x 62 ft wide |
| Garage Area | 463 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1011 RUGE DR |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95132-2929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B6 |
| Legal Description | TRACT 4286 BROOKSIDE BOOK 251 PAGE 29 LOT 119 |
| Legal Subdivision | BROOKSIDE |
| Legal Tract | 4286 |
| Legal Lot Number | 119 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 504307 |
1011 Ruge Dr is owner-occupied and held in a trust since July 2004.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1011 RUGE DR, SAN JOSE, CA 95132-2929 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Aug 17, 2018 | Deed of Trust, Mortgage · FHA Mortgage MONEY HOUSE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 21, 2004 |
| Transfer Doc | 0017952735 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1011 RUGE DR, SAN JOSE, CA 95132-2929 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 1011 RUGE DR, SAN JOSE, CA 95132-2929 |
| Document Number | 0024912275 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 24912275 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | 77113 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1011 RUGE DR, SAN JOSE, CA 95132-2929 |
| Document Number | 0024008451 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1011 RUE DR SAN JOSE CA 95132, SAN JOSE, CA 95132 |
| Document Number | 0024008451 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 24008451 |
| Name | MONEY HOUSE |
|---|---|
| Type | Funding / Finance Company |
| Address | 8751 COMMODITY CIR # 17, ORLANDO, FL 32819-9027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1044 Months |
The 2025 property tax bill for 1011 Ruge Dr was $4,601 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Elementary School District | Berryessa Union Elementary School District (KG - 08) |
| Secondary School District | East Side Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $253,550 (+2%) Land $95,076 Building $158,474 | |
| 2025 | $4,601.00 Homeowner's exemption | $248,579 Land $93,212 Building $155,367 |
| 2023 | $4,373.00 (+0.69%) Homeowner's exemption | $238,929 Land $89,594 Building $149,335 |
| 2022 | $4,343.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1011 Ruge Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 289 units insured incl. 264 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1011 Ruge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Sail Internet Fixed Wireless | 800 / 160 |
| Starlink Satellite | 280 / 30 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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