1011 Rowe Gap Rd, Winchester, TN 37398 Property Records

Franklin County property record for 1011 Rowe Gap Rd, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,600 sqft · built 2015
Lot Size	0.606 acres (26,400 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Jul 2019)
Tax Bill	$1,475 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026086G A 02800`

Property Details

APN / Parcel Number

Primary APN	`026086G A 02800`
Alternative APN	`086G A 02800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,400 sqft (0.606 acres)
Lot Dimensions	240 ft deep x 110 ft wide
Garage Type	Mixed
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1011 ROWE GAP RD
City	WINCHESTER
State	TN
Zip	37398-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: F03
Legal Subdivision	CROSSWINDS S/D
Legal Lot Number	11
Jurisdiction	FRANKLIN TN
Township / Civil Division	4
Census Block Group	3
Census Block	3018
Census Tract	960600

Owner

1011 Rowe Gap Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Franklin County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1011 ROWE GAP RD, WINCHESTER, TN 37398-2546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on File
Deed Sale	Jul 30, 2019 · Amount on File
Prior Sale	May 5, 2014 · Amount on File
Deed Document Number	19004394
Deed Book / Page	D0437 / 614
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 30, 2019
Property Address	1011 ROWE GAP RD, WINCHESTER, TN 37398-2546
Document Number	0000004394
Book / Page	000437 / 000614
Instrument Date	Jul 26, 2019
Instrument	4394
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	METROPOLITAN ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$658.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	188 MODENA CIR DECHERD TN 373243015, DECHERD, TN 37324-3015

Mortgage

Document Number	4395
Date	Jul 30, 2019
Book Page	001294/000406
Instrument	4395

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1011 Rowe Gap Rd was $1,475.

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,475.00	$73,925 Land $13,750 Building $60,175
2023		$73,925 Land $13,750 Building $60,175
2022	$1,386.00		$295,700 Land $55,000 Building $240,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1011 Rowe Gap Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2008–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 Rowe Gap Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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