1011 Pepperidge Ct, Midland, MI 48640 Property Records

Midland County property record for 1011 Pepperidge Ct, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,332 sqft · built 1965
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Jun 2020)
Tax Bill	$5,468 (2022)
Deeds & Mortgages	May 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04-80-208`

Property Details

APN / Parcel Number

Primary APN	`14-04-80-208`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,332 sqft Living Area
Basement Area	748 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Split Level
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	147 ft deep x 112 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	140480208
Street Address	1011 PEPPERIDGE CT
City	MIDLAND
State	MI
Zip	48640-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	LOT 68 STERLING PARK SUB NO 2
Legal Subdivision	STERLING PARK SUB
Legal Lot Number	68
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3005
Census Tract	290900

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1011 PEPPERIDGE CT, MIDLAND, MI 48640-2716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 24, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Prior Sale	Oct 22, 2014 · Amount on Record
Deed Document Number	0016341148
Deed Book / Page	1634 / 1148
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1011 PEPPERIDGE CT, MIDLAND, MI 48640-2716
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 E CATAMARAN LN, ORANGE, CA 92867-4023

Mortgage

Document Number	1645/1096
Date	May 14, 2021
Book Page	1645/1096

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 24, 2020
Property Address	1011 PEPPERIDGE CT, MIDLAND, MI 48640-2716
Document Number	1634/1148
Book / Page	1634 / 1148
Map Reference	LB F PG 6
Instrument Date	Jun 22, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 PEPPERIDGE CT, 1011, MIDLAND, MI 48640-2716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 E CATAMARAN LN, ORANGE, CA 92867-4023

Mortgage

Document Number	16341150
Date	Jun 24, 2020
Instrument	1634/1150

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1986–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2017 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ripple Fiber.

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