Davidson County property record for 1011 Payne Rd, Lexington, NC 27295
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 3,096 sqft · built 1956 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,500 (Feb 2026) |
| Tax Bill | $535 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-012-0-000-0023 |
| Primary APN | 03-012-0-000-0023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,096 sqft Total Area |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 1,464 sqft |
| Unfinished Basement | 1,464 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 74,052 sqft (1.7 acres) |
| Lot Width | 219 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Patio Area | 728 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 8375700 |
|---|---|
| Street Address | 1011 PAYNE RD |
| City | LEXINGTON |
| State | NC |
| Zip | 27295-9076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA3 |
| Legal Description | L23 BK282-178 PAYNE RD |
| Legal Subdivision | TALLY POINTE |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | ARCADIA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 60301 |
Source: Davidson County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1011 PAYNE RD, LEXINGTON, NC 27295-9076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Feb 4, 2026 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on Record |
| Deed Sale | Feb 4, 2026 · Amount on Record |
| Prior Sale | Sep 15, 2021 · Amount on Record |
| Deed Document Number | 20261954 |
| Deed Book / Page | 2740 / 745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | May 28, 2026 |
| Property Address | 1011 PAYNE RD, LEXINGTON, NC 27295-9076 |
| Document Number | 0000009916 |
| Book / Page | 2758 / 2272 |
| Instrument Date | May 22, 2026 |
| Instrument | 20269916 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1011 PAYNE RD, LEXINGTON, NC 27295-9076 |
| Document Number | 0000009916, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 2758/2272 |
| Instrument | 20269916 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Feb 4, 2026 |
| Property Address | 1011 PAYNE RD, LEXINGTON, NC 27295-9076 |
| Document Number | 0027400745 |
| Book / Page | 2740 / 745 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 2026001954 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 909 PAYNE RD, LEXINGTON, NC 27295-9075 |
| Name | Verified Name |
|---|---|
| Address | 1011 PAYNE RD, LEXINGTON, NC 27295-9076 |
Source: Davidson County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Unified School District | Davidson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,200 (-) | $145,200 (-) Land $39,570 Building $105,630 | |
| 2025 | $535.00 (-7.6%) Homeowner's exemption Senior Citizen's exemption | $145,200 (-6.86%) | $145,200 (-6.86%) Land $39,570 Building $105,630 |
| 2023 | $579.00 Homeowner's exemption Senior Citizen's exemption | $155,890 | $155,890 Land $39,570 Building $116,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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