1011 Oldfield Point Rd, Elkton, MD 21921 Property Records

Cecil County property record for 1011 Oldfield Point Rd, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,695 sqft · built 1988
Lot Size5.72 acres (249,163 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Apr 2011)
Tax Bill$4,214 (2025)
Deeds & MortgagesJan 2020 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-069254

Property Details

APN / Parcel Number

Primary APN05-069254
Alternative APNs
  • 5069254
  • 069254

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,695 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area249,163 sqft (5.72 acres)
Garage TypeBasement
Garage Area728 sqft
Parking Spaces3 Parking Spaces
Deck Area656 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number069254
Street Address1011 OLDFIELD POINT RD
CityELKTON
StateMD
Zip21921-7259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOT 1B - 5.72 ACRES 1011 OLDFIELD POINT ROAD ELK RIVER ESTATES
Legal SubdivisionOLDFIELD POINT ROAD ELK RIVER ESTATES
Legal Lot Number1B
JurisdictionCECIL MD
Township / Civil Division5, NORTH EAST
Census Block Group3
Census Block3005
Census Tract30904

Owner

Source: Cecil County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1011 OLDFIELD POINT RD, ELKTON, MD 21921-7259
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2011 · Amount on Record
Deed SaleApr 13, 2011 · Amount on Record
Prior SaleOct 22, 2008 · Amount on Record
Deed Document Number20113008/0145
Deed Book / Page3008 / 145
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address1011 OLDFIELD POINT RD, ELKTON, MD 21921-7259
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045260463
DateJan 3, 2020
Book Page4526/463
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2035
Interest

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address1011 OLDFIELD POINT RD, ELKTON, MD 21921-7259
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048180243
DateMar 11, 2021
Book Page4818/243
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$427,400 (+18.85%) Land $143,400 Building $284,000$427,400 (+18.85%) Land $143,400 Building $284,000
2025$4,214.00 (+30.91%) Homeowner's exemption
2023$3,219.00 Homeowner's exemption$359,600 Land $143,400 Building $216,200$359,600 Land $143,400 Building $216,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Xfinity
Cable
1,200 / 35

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