Anne Arundel County property record for 1011 Mountain Top Dr, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,412 sqft · built 1969 |
| Lot Size | 0.219 acres (9,520 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Aug 2016) |
| Tax Bill | $5,690 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165-06871503 |
| Primary APN | 03-165-06871503 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,412 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 9,520 sqft (0.219 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 80 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 16506871503 |
|---|---|
| Street Address | 1011 MOUNTAIN TOP DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 16 BK LLL PL 7 CAPE ST CLAIRE |
| Legal Subdivision | CAPE ST CLAIRE |
| Legal Block | LLL |
| Legal Lot Number | 16 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 731003 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1011 MOUNTAIN TOP DR, ANNAPOLIS, MD 21409-5009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Line of Credit MUTUAL/OMAHA MORTGAGE LLC |
| Apr 2, 2026 | Deed of Trust · Line of Credit MUTUAL/OMAHA MORTGAGE LLC |
| Oct 1, 2020 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2016 · Amount on Record |
| Deed Sale | Aug 11, 2016 · Amount on Record |
| Deed Book / Page | 29919 / 343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 2, 2026 |
| Property Address | 1011 MOUNTAIN TOP DR, ANNAPOLIS, MD 21409-5009 |
| Document Number | 0422230420 |
| Book / Page | 42223 / 420 |
| Instrument Date | Mar 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1011 MOUNTAIN TOP DR, ANNAPOLIS, MD 21409-5009 |
| Document Number | 4222000420, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 42223/420 |
| Name | MUTUAL/OMAHA MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 2, 2026 |
| Property Address | 1011 MOUNTAIN TOP DR, ANNAPOLIS, MD 21409-5009 |
| Document Number | 4222000420 |
| Book / Page | 42223 / 420 |
| Instrument Date | Mar 24, 2026 |
| Record Updated | Apr 14, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Name | Verified Name |
|---|---|
| Address | 1011 MOUNTAIN TOP DR, ANNAPOLIS, MD 21409-5009 |
| Document Number | 4222000420, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 42223/420 |
| Name | MUTUAL/OMAHA MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1011 MOUNTAIN TOP DR, ANNAPOLIS, MD 21409-5009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0353080216 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 35308/216 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $470,833 (+5.01%) | $493,300 (-) Land $241,500 Building $251,800 | |
| 2025 | $5,690.00 (+4.67%) | $448,367 (+6.69%) | $493,300 (+15.83%) Land $241,500 Building $251,800 |
| 2024 | $5,436.00 (+18.46%) | ||
| 2023 | $4,589.00 | $420,267 | $425,900 Land $231,500 Building $194,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1978–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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