1011 Merchant St, Ambridge, PA 15003 Property Records

Beaver County property record for 1011 Merchant St, Ambridge, PA 15003

Property Summary

Property TypeBank, Financial Building
Details2 bd · 2.5 ba · 2,816 sqft · built 1923
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Oct 2008)
Tax Bill$2,962 (2026)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN11-003-0302.000

Property Details

APN / Parcel Number

Primary APN11-003-0302.000
Alternative APN
  • 11-003-0302.000-01-1

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Units4 Units
Stories2 Stories
Building Area2,816 sqft Total Area
1st Floor Area1,408 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1965
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Garage TypeDetached
Parking Spaces1 Parking Space
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number11-003-0302.000
Street Address1011 MERCHANT ST
CityAMBRIDGE
StatePA
Zip15003-2382
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal DescriptionLOT 388 ECON PL BLDG
Legal SubdivisionECONOMY
Legal Lot Number388
JurisdictionBEAVER PA
Township / Civil DivisionAMBRIDGE
Census Block Group2
Census Block2003
Census Tract604200

Owner

Source: Beaver County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1212 BOUNDARY ST, ALIQUIPPA, PA 15001-3002
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2008 · Amount on Record
Deed SaleOct 1, 2008 · Amount on Record
Deed Document Number20083332326
Last Transfer DateJan 25, 2024
Transfer Doc0003691575
Record UpdatedOct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBEAVER PA
Recording DateFeb 13, 2024
Property Address1011 MERCHANT ST, AMBRIDGE, PA 15003-2382
Document Number0003691575
Map ReferenceMB 1 PG 242
Instrument DateJan 25, 2024
Instrument3691575
Transaction TypeTransfer
Record UpdatedFeb 23, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 BOUNDARY ST, ALIQUIPPA, PA 15001-3002

Mortgage

Document Number0003691576
DateFeb 13, 2024
Instrument3691576
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBeaver County
MunicipalityAmbridge Borough
Unified School DistrictAmbridge Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,962.00 (+215.11%)$62,700 (+429.11%) Land $6,400 Building $56,300$125,400 (+429.11%) Land $12,800 Building $112,600
2025$940.00 (-44.9%)
2023$1,706.00$11,850 Land $2,750 Building $9,100
1982$23,700 Land $5,500 Building $18,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMBRIDGE WATER AUTH
serves 19,500 people · EPA ID PA5040008
Water SourceSurface water
Last State InspectionDec 2023
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jul 2023
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
GoNetspeed
Fiber
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Merchant St

Nearby Streets

Search Property Records by Address or Parcel Number