1011 Gateshead Ln, Matthews, NC 28105 Property Records

Mecklenburg County property record for 1011 Gateshead Ln, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,210 sqft · built 1994
Lot Size	0.368 acres (16,048 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Dec 2021)
Tax Bill	$4,605 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227-461-43`

Property Details

APN / Parcel Number

Primary APN	`227-461-43`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,210 sqft Heated Area
Gross Area	4,084 sqft
1st Floor Area	1,388 sqft
Upper Floors Area	1,012 sqft
Attic Area	136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	16,048 sqft (0.368 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	15 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	227-461-43
Street Address	1011 GATESHEAD LN
City	MATTHEWS
State	NC
Zip	28105-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L138 M22-221
Legal Subdivision	HAMPTON GREEN PH 03 MAP 02
Legal Lot Number	138
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	2
Census Block	2001
Census Tract	5833

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1011 GATESHEAD LN, MATTHEWS, NC 28105-2509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Warranty Deed, Transfer · Conventional Mortgage NFM INC
Mar 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage JEFFREY T & JANET M SPENCER
Nov 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Nov 27, 2017
Deed Document Number	0036828939
Deed Book / Page	36828 / 939
Record Updated	Jun 7, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 2, 2021
Property Address	1011 GATESHEAD LN, MATTHEWS, NC 28105-2509
Document Number	0000228259
Book / Page	36828 / 939
Map Reference	MB 22 PG 221
Instrument Date	Dec 2, 2021
Instrument	2021228259
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	TITLE COMPANY/NC, TITLE COMPANY OF NC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4604 WOODLAND ST, NORTH MYRTLE BEACH, SC 29582-5335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 GATESHEAD LN, MATTHEWS, NC 28105-2509

Mortgage

Document Number	0000228260
Date	Dec 2, 2021
Instrument	2021228260

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1011 GATESHEAD LN, MATTHEWS, NC 28105-2509
Document Number	0000039365
Instrument Date	Mar 4, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 GATESHEAD LN MATTHEWS NC 281052509, MATTHEWS, NC 28105-2509

Mortgage

Document Number	0000039365
Date	Apr 3, 2018
Book Page	032577/000675
Instrument	39365

Lender

Name	JEFFREY T & JANET M SPENCER
Address	621 SANDYS PARISH RD, LANDENBERG, PA 19350-1369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 27, 2017
Property Address	1011 GATESHEAD LN, MATTHEWS, NC 28105-2509
Document Number	0000159072
Book / Page	032297 / 000168
Instrument Date	Nov 17, 2017
Instrument	159072
Transaction Type	Transfer
Record Updated	Dec 1, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4133 MONTIBELLO DR CHARLOTTE NC 282267217, CHARLOTTE, NC 28226-7217

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ripple Fiber, Uniti Group.

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