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1011 Garrison Rd, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 1011 Garrison Rd, Charlotte, NC 28262

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,652 sqft · built 2004
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Jun 2016)
Tax Bill$2,335 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Feb 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN029-128-61

Property Details

APN / Parcel Number

Primary APN029-128-61

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,652 sqft Living Area
1st Floor Area1,136 sqft
Upper Floors Area1,516 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area7,405 sqft (0.17 acres)
Garage Area380 sqft
PorchSlab
Porch Area68 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1011 GARRISON RD
CityCHARLOTTE
StateNC
Zip28262-1496
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL104 M39-958
Legal SubdivisionDILWORTH CHASE PH 01 MAP 03
Legal Block8
Legal Lot Number104
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3001
Census Tract5520

Owner

1011 Garrison Rd is owned and occupied by an individual who bought it in June 2016.

Source: Mecklenburg County records, as of July 22, 2026

Owner of RecordIndividual Name on File
Mailing Address1011 GARRISON RD, CHARLOTTE, NC 28262-1496
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Feb 25, 2019Loan Modification, Mortgage · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2016 · Amount on File
Deed SaleJun 14, 2016 · Amount on File
Prior SaleJun 29, 2007 · Amount on File
Deed Document Number201674515
Deed Book / Page30904 / 908
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1011 GARRISON RD, CHARLOTTE, NC 28262-1496
Document Number0000033050
Instrument DateFeb 25, 2019
Transaction TypeMortgage
Record UpdatedApr 10, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 GARRISON RD CHARLOTTE NC 282621496, CHARLOTTE, NC 28262-1496

Mortgage

Document Number0000033050
DateMar 25, 2019
Book Page033373/000363
Instrument33050
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 24, 2049

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address1011 GARRISON RD, CHARLOTTE, NC 28262-1496
Document Number0000063347
Instrument DateFeb 25, 2019
Transaction TypeMortgage
Record UpdatedJun 27, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 GARRISON RD CHARLOTTE NC 282621496, CHARLOTTE, NC 28262-1496

Mortgage

Document Number0000063347
DateMay 24, 2019
Book Page033534/000233
Instrument63347
Lender
NamePRIME LNDG
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 23, 2049
Interest
Rate TypeFixed Rate
Rate5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1011 Garrison Rd was $2,335.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,335.00$363,500 Land $63,000 Building $300,500$363,500 Land $63,000 Building $300,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1011 Garrison Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 Garrison Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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