1011 Emerald Ln, Madison, GA 30650 Property Records

Morgan County property record for 1011 Emerald Ln, Madison, GA 30650

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,863 sqft · built 2004
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Dec 2016)
Tax Bill	$3,648 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044 052 B`

Property Details

APN / Parcel Number

Primary APN	`044 052 B`
Alternative APN	`9633`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,863 sqft Heated Area
1st Floor Area	525 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Garage Area	500 sqft
Porch	Open Porch
Porch Area	272 sqft
Deck Area	757 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9633
Street Address	1011 EMERALD LN
City	MADISON
State	GA
Zip	30650-6319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	EMERALD POINT LOT 4
Legal Subdivision	EMERALD POINTE
Legal Phase	01
Legal Lot Number	4
Jurisdiction	MORGAN GA
Township / Civil Division	BUCKHEAD
Census Block Group	1
Census Block	1013
Census Tract	10400

Owner

Source: Morgan County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1011 EMERALD LN, MADISON, GA 30650-6319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2017	Deed of Trust, Mortgage BANK OF MADISON COUNTY
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2016 · Amount on Record
Deed Sale	Dec 12, 2016 · Amount on Record
Deed Document Number	0000583746
Deed Book / Page	583 / 746
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1011 EMERALD LN, MADISON, GA 30650-6319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	588/150
Date	Mar 20, 2017
Book Page	588/150
Instrument	000887

Lender

Name	BANK OF MADISON COUNTY
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2027

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1011 EMERALD LN, MADISON, GA 30650-6319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 EMERALD LN, MADISON, GA 30650-6319

Mortgage

Document Number	0000000640/0000001052
Date	Mar 25, 2020
Book Page	0000000640/0000001052

Lender

Name	STEARNS LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,648.00 (+6.08%) Homeowner's exemption	$180,806 (+21.87%) Land $40,080 Building $140,726	$452,014 (+21.87%) Land $100,200 Building $351,814
2023	$3,439.00 (+4.62%) Homeowner's exemption	$148,358 (+10.38%) Land $32,064 Building $116,294	$370,894 (+10.37%) Land $80,160 Building $290,734
2022	$3,287.00 Homeowner's exemption	$134,412 Land $24,048 Building $110,364	$336,031 Land $60,120 Building $275,911

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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