1011 Elm St, Bethlehem, PA 18018 Property Records

Northampton County property record for 1011 Elm St, Bethlehem, PA 18018

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,183 sqft · built 1945
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2017)
Tax Bill	$467 (2026)
Deeds & Mortgages	Sep 2022 Second Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4862-16-598-172`

Property Details

APN / Parcel Number

Primary APN	`4862-16-598-172`
Alternative APN	`N6SE3D 20 6 0204`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,183 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,008 sqft (0.092 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1011 ELM ST
City	BETHLEHEM
State	PA
Zip	18018-2907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	DIST:04 CITY/MUNI/TWP:BETHLEHEM CITY
Legal Block	20
Legal Lot Number	6
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	BETHLEHEM
Census Block Group	2
Census Block	2048
Census Tract	10602

Owner

1011 Elm St is owned and occupied by an individual who bought it in October 2017.

Source: Northampton County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1011 ELM ST, BETHLEHEM, PA 18018-2907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 5, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2017 · Amount on File
Deed Sale	Oct 5, 2017 · Amount on File
Prior Sale	Apr 23, 2007 · Amount on File
Deed Document Number	17-1217558
Deed Book / Page	2017-1 / 217558
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	1011 ELM ST, BETHLEHEM, PA 18018-2907
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029675
Date	Sep 12, 2022
Book Page	2022-1/252714
Instrument	2022029675

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Oct 5, 2017
Property Address	1011 ELM ST, BETHLEHEM, PA 18018-2907
Document Number	0000027377
Book / Page	000001 / 217558
Instrument Date	Sep 21, 2017
Instrument	27377
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	EXPERT TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1011 ELM ST BETHLEHEM PA 180182907, BETHLEHEM, PA 18018-2907

Mortgage

Document Number	27378
Date	Oct 5, 2017
Book Page	000001/217564
Instrument	27378

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1011 Elm St was $467.

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bethlehem City
County	Northampton County
Unified School District	Bethlehem Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$467.00	$43,300 Land $14,000 Building $29,300
2024	$3,827.00	$43,300 Land $14,000 Building $29,300
1995			$86,600 Land $28,000 Building $58,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1011 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1011 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BETHLEHEM serves 117,259 people · EPA ID PA3480046
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Lehigh WiFi, T-Mobile, Xfinity.

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