1011 Elder Ridge Dr, Bishop, GA 30621 Property Records

Oconee County property record for 1011 Elder Ridge Dr, Bishop, GA 30621

Property Summary

Property Type	Single Family Home
Details	1,473 sqft · built 1984
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Jan 2025)
Tax Bill	$1,997 (2026)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B-05D-027`

Property Details

APN / Parcel Number

Primary APN	`B-05D-027`
Alternative APN	`2270`

Interior

Stories	1 Story
Building Area	1,473 sqft Heated Area
1st Floor Area	1,473 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2002
Exterior Material	Brick/Stone
Construction Type	Concrete
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	464 sqft
Driveway	Concrete Driveway
Driveway Area	840 sqft

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	2270
Street Address	1011 ELDER RIDGE DR
City	BISHOP
State	GA
Zip	30621-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1676/42 1370/210 104/631 9/132 ; ELDER RIDGE
Legal Subdivision	ELDER RIDGE
Jurisdiction	OCONEE GA
Township / Civil Division	WATKINSVILLE
Census Block Group	2
Census Block	2013
Census Tract	30300

Owner

1011 Elder Ridge Dr is owned and occupied by two individuals who bought it in January 2025.

Source: Oconee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1011 ELDER RIDGE DR, BISHOP, GA 30621-1229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2025	Warranty Deed, Transfer · Conventional Mortgage ONWARD HOME MORTGAGE
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Jan 5, 2022	Warranty Deed, Transfer
Jan 24, 2017	Warranty Deed, Transfer · Conventional with PMI MWA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2025 · Amount on File
Deed Sale	Jan 14, 2025 · Amount on File
Prior Sale	Jan 19, 2017 · Amount on File
Deed Book / Page	1800 / 569
Prior Transfer Date	Jan 5, 2022
Prior Transfer Doc	0016760042
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE GA
Recording Date	Jan 14, 2025
Property Address	1011 ELDER RIDGE DR, BISHOP, GA 30621-1229
Document Number	0018000569
Book / Page	1800 / 569
Instrument Date	Jan 8, 2025
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 ELDER RIDGE DR, BISHOP, GA 30621-1229

Mortgage

Document Number	2025000158
Date	Jan 14, 2025
Instrument	2025-000158

Lender

Name	ONWARD HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE GA
Property Address	1011 ELDER RIDGE DR, BISHOP, GA 30621-1229
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 ELDER RIDGE DR, BISHOP, GA 30621-1229

Mortgage

Document Number	0016850000000056
Date	Mar 4, 2022
Book Page	0000001685/0000000056
Instrument	001449

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE GA
Recording Date	Jan 5, 2022
Property Address	1011 ELDER RIDGE DR, BISHOP, GA 30621-1229
Document Number	0016760042
Book / Page	1676 / 42
Instrument Date	Jan 5, 2022
Instrument	2022-000013
Transaction Type	Transfer
Record Updated	Apr 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 ELDER RIDGE DR, BISHOP, GA 30621-1229

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE GA
Recording Date	Jan 24, 2017
Property Address	1011 ELDER RIDGE DR, BISHOP, GA 30621-1229
Document Number	0013700210
Book / Page	00137 / 000210
Instrument Date	Jan 19, 2017
Instrument	484
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1011 ELDER RIDGE DR BISHOP GA 306211229, BISHOP, GA 30621-1229

Mortgage

Document Number	13700212
Date	Jan 24, 2017
Book Page	001370/000212
Instrument	485

Lender

Name	MWA BK
Type	Bank
Address	ROCK ISLAND, IL 61201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2026 property tax bill for 1011 Elder Ridge Dr was $1,997 with a homeowner's exemption, up 3.7% from the year before.

Source: Oconee County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,997.00 (+3.74%) Homeowner's exemption
2025	$1,925.00 (-2.18%) Homeowner's exemption	$112,262 (+4.55%) Land $24,000 Building $88,262	$280,655 (+4.55%) Land $60,000 Building $220,655
2024	$1,968.00 (+39.18%) Homeowner's exemption	$107,373 (+17.56%) Land $24,000 Building $83,373	$268,433 (+17.56%) Land $60,000 Building $208,433
2023	$1,414.00 (-17.16%) Homeowner's exemption	$91,333 (+11.97%) Land $14,000 Building $77,333	$228,333 (+11.97%) Land $35,000 Building $193,333
2022	$1,707.00 Homeowner's exemption	$81,566 Land $14,000 Building $67,566	$203,916 Land $35,000 Building $168,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1011 Elder Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 Elder Ridge Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elder Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures