1011 E Mailback Way, Crestwood, KY 40014 Property Records

Oldham County property record for 1011 E Mailback Way, Crestwood, KY 40014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft · built 1978
Lot Size	0.335 acres (14,593 sqft)
Owner	Individual Name on File
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-03A-01-39`

Property Details

APN / Parcel Number

Primary APN	`48-03A-01-39`
Alternative APN	`55925`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,593 sqft (0.335 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	55925
Street Address	1011 E MAILBACK WAY
City	CRESTWOOD
State	KY
Zip	40014-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Legal Subdivision	LAKEWOOD VALLEY
Legal Block	SEC 1
Legal Lot Number	39
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	2
Census Block	2027
Census Tract	30401

Owner

1011 E Mailback Way is owned and occupied by an individual who acquired it in September 2016.

Source: Oldham County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	1011 E MAILBACK WAY, CRESTWOOD, KY 40014-8732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit CLASS ACT FEDERAL CREDIT UNION
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage CLASS ACT FCU
Dec 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 29, 2016
Transfer Doc	D1144/133
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Recording Date	Jul 31, 2026
Property Address	1011 E MAILBACK WAY, CRESTWOOD, KY 40014-8732
Document Number	0000912825
Book / Page	2755 / 329
Instrument Date	Jun 12, 2026
Instrument	2026912825
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 E MAILBACK WAY, CRESTWOOD, KY 40014-8732

Mortgage

Document Number	0000912825,
Date	Jul 31, 2026
Book Page	2755/329
Instrument	2026912825

Lender

Name	CLASS ACT FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1011 E MAILBACK WAY, CRESTWOOD, KY 40014-8732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2377/0001
Date	Nov 4, 2019
Book Page	M2377/0001
Instrument	559386

Lender

Name	CLASS ACT FCU
Type	Credit Union
Address	LOUISVILLE, KY 40219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2029

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1011 E MAILBACK WAY, CRESTWOOD, KY 40014-8732
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2330/0154
Date	Dec 4, 2018
Book Page	M2330/0154
Instrument	546485

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1011 E Mailback Way was $1,895.

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00	$150,000 Land $25,000 Building $125,000	$150,000 Land $25,000 Building $125,000
2023	$1,662.00	$130,000 Land $25,000 Building $105,000	$130,000 Land $25,000 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1011 E Mailback Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 E Mailback Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDHAM COUNTY WATER DISTRICT serves 38,409 people · EPA ID KY0930333
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Mailback Way

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