Union County property record for 1011 E Hwy 218, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,622 sqft · built 1979 |
| Lot Size | 4.13 acres (179,903 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Apr 2026) |
| Tax Bill | $1,982 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-153-013C |
| Primary APN | 08-153-013C |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,622 sqft Living Area |
| Gross Area | 1,265 sqft |
| 1st Floor Area | 1,265 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 179,903 sqft (4.13 acres) |
| Porch | Slab |
| Porch Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1011 E HIGHWAY 218 |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 FAIR |
| Legal Description | 4.13A 8225-075 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20204 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1011 E HIGHWAY 218, MONROE, NC 28110-7020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Apr 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 31, 2021 | Warranty Deed, Transfer TITLE INSURANCE COMPANY |
| May 27, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UWHARRIE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | Aug 31, 2021 · Amount on Record |
| Deed Document Number | 202610791 |
| Deed Book / Page | 9355 / 172 |
| Prior Transfer Date | Dec 27, 1996 |
| Prior Transfer Doc | 0930000482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1011 E HIGHWAY 218, MONROE, NC 28110-7020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008411826 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 8411/826 |
| Instrument | 7566 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 21, 2026 |
| Property Address | 1011 E HIGHWAY 218, MONROE, NC 28110-7020 |
| Document Number | 0000010791 |
| Book / Page | 9355 / 172 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.10791 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1011 E HIGHWAY 218, MONROE, NC 28110-7020 |
| Document Number | 0000010792, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 9355/175 |
| Instrument | 2026.10792 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 31, 2021 |
| Property Address | 1011 E HIGHWAY 218, MONROE, NC 28110-7020 |
| Document Number | 822575 |
| Book / Page | 8225 / 75 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 41248 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 592 CABIN CREEK RD, 592, BISCOE, NC 27209-9600 |
| Name | Verified Name |
|---|---|
| Address | 1011 E HIGHWAY 218, MONROE, NC 28110-7020 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 27, 2020 |
| Property Address | 1011 E HIGHWAY 218, MONROE, NC 28110-7020 |
| Document Number | 0007680112 |
| Book / Page | 7680 / 112 |
| Instrument Date | May 21, 2020 |
| Instrument | 18241 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1011 E HIGHWAY 218, MONROE, NC 28110-7020 |
| Document Number | 7680115 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 7680/115 |
| Instrument | 18242 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2040 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Fairview Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $388,200 (-) Land $192,500 Building $195,700 | $388,200 (-) Land $192,500 Building $195,700 | |
| 2025 | $1,982.00 (+20.05%) | $388,200 (+54.78%) Land $192,500 Building $195,700 | $388,200 (+54.78%) Land $192,500 Building $195,700 |
| 2023 | $1,651.00 | $250,800 Land $79,600 Building $171,200 | $250,800 Land $79,600 Building $171,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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