1011 E Cota St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 1011 E Cota St, Santa Barbara, CA 93103

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,968 sqft · built 1993
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on Record
Tax Bill$12,361 (2025)
Deeds & MortgagesMar 2021 Transfer
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN031-185-017

Property Details

APN / Parcel Number

Primary APN031-185-017
Alternative APN
  • 03118517

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Building Area1,968 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area4,792 sqft (0.11 acres)

Location & Zoning

Street Address1011 E COTA ST
CitySANTA BARBARA
StateCA
Zip93103-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionMILPAS GARDENS LOT 57
Legal SubdivisionMILPAS GARDENS
Legal Block200
Legal Lot Number57
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group2
Census Block2008
Census Tract801

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1011 E COTA ST, SANTA BARBARA, CA 93103-2516
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Intrafamily Transfer, Transfer
Oct 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 14, 1997
Transfer Doc0000027499
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA BARBARA CA
Recording DateMar 22, 2021
Property Address1011 E COTA ST, SANTA BARBARA, CA 93103-2516
Document Number0000022570
Map ReferenceMB 9 PG 52
Instrument DateMar 10, 2021
Instrument2021-0022570
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 E COTA ST, SANTA BARBARA, CA 93103-2516

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address1011 E COTA ST, SANTA BARBARA, CA 93103-2516
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 E COTA ST, SANTA BARBARA, CA 93103-2516

Mortgage

Document Number0000055705
DateOct 8, 2020
Instrument2020-0055705
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Barbara City
Unified School DistrictSanta Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,198,752 (+2%) Land $696,953 Building $501,799
2025$12,361.00 (+3.65%) Homeowner's exemption Additional exemption filed$1,175,248 (+4.04%) Land $683,288 Building $491,960
2023$11,926.00 (+1.77%) Homeowner's exemption Additional exemption filed$1,129,613 Land $656,756 Building $472,857
2022$11,719.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims3 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA BARBARA WATER DEPARTMENT
serves 93,334 people · EPA ID CA4210010
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, GeoLinks.

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