Bay County property record for 1011 E 10th St, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 2.5 ba · 2,472 sqft · built 1976 |
| Lot Size | 0.551 acres (24,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $59,000 (Nov 2024) |
| Tax Bill | $822 (2025) |
| Deeds & Mortgages | Jun 2021 Foreclosure |
| Flood Zone | Zone X (moderate risk) |
| APN | 16541-000-000 |
| Primary APN | 16541-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Living Area |
| Gross Area | 4,188 sqft |
| 1st Floor Area | 2,472 sqft |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,001 sqft (0.551 acres) |
| Lot Dimensions | 182 ft deep x 132 ft wide |
| Garage Type | Carport |
| Garage Area | 736 sqft |
| Carport | Carport |
| Carport Area | 736 sqft |
| Driveway | Driveway |
| Pool Type | Above-Ground Pool |
| Porch | Porch |
| Porch Area | 62 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1011 E 10TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3449 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC03 |
| Legal Description | 4 4S 14W -80- 69A BEG 198 E OF SE COR OF LOT 18 BLK 6 GLENWOOD ADD N 140 E 132 TO W SHORE OF BAYOU TH SELY ALG W SHORE TO PT E OF BEG TH W 182 TO BEG ORB 4423 P 1873 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | GLENWOOD ADD |
| Legal Block | 6 |
| Legal Lot Number | 18 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 1600 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1833 BALBOA AVE, PANAMA CITY, FL 32405-4129 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2024 · Amount on Record |
| Deed Sale | Nov 14, 2024 · Amount on Record |
| Prior Sale | Jun 22, 2021 · Amount on Record |
| Deed Document Number | 202466967 |
| Deed Book / Page | 4859 / 1811 |
| Prior Transfer Date | May 3, 2005 |
| Prior Transfer Doc | 0026070270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 22, 2021 |
| Property Address | 1011 E 10TH ST, PANAMA CITY, FL 32401-3449 |
| Document Number | 0044231873 |
| Book / Page | 4423 / 1873 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 2021047447 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Tax Sale |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17619 16TH PL W, LYNNWOOD, WA 98037-4001 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $822.00 (+49.73%) | $52,050 (+47.62%) Land $52,050 | $52,050 (+47.62%) Land $52,050 |
| 2024 | $549.00 (-17.57%) | $35,259 (+2%) Land $35,259 | $35,259 (+2%) Land $35,259 |
| 2023 | $666.00 (+7.25%) | $29,383 (+6.06%) Land $29,383 | $29,383 (+6.06%) Land $29,383 |
| 2022 | $621.00 | $27,704 Land $27,704 | $27,704 Land $27,704 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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