1011 Division St, Charleston, IL 61920 Property Records

Coles County property record for 1011 Division St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 855 sqft · built 1941
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Mar 2022)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-1-04695-000`

Property Details

APN / Parcel Number

Primary APN	`02-1-04695-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	855 sqft Base Area
1st Floor Area	855 sqft
Basement Area	855 sqft
Unfinished Basement	855 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	201 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	1,152 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1011 DIVISION ST
City	CHARLESTON
State	IL
Zip	61920-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRSUB20L12 #626639* LIFE ESTATE
Legal Subdivision	ASSRSUB
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2009
Census Tract	702

Owner

1011 Division St is owned and occupied by an individual who bought it in March 2022.

Source: Coles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1011 DIVISION ST, CHARLESTON, IL 61920-2616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK
Dec 23, 2020	Deed of Trust, Mortgage THE FIRST NATIONAL BANK OF HEBBRONVILLE
Mar 19, 2020	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 24, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Mar 19, 2020 · Amount on File
Deed Document Number	2022799866
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Mar 2, 2022
Property Address	1011 DIVISION ST, CHARLESTON, IL 61920-2616
Document Number	202200799866
Instrument Date	Feb 28, 2022
Instrument	202200799866
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 DIVISION ST, CHARLESTON, IL 61920-2616

Mortgage

Document Number	202200799867
Date	Mar 2, 2022
Instrument	202200799867

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	1011 DIVISION ST, CHARLESTON, IL 61920-2616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11549 E COUNTY ROAD 600N, CHARLESTON, IL 61920-7915

Mortgage

Document Number	202000792095
Date	Dec 23, 2020
Instrument	202000792095

Lender

Name	THE FIRST NATIONAL BANK OF HEBBRONVILLE
Type	Bank
Address	MATTOON, IL 61938

Agreement

Amount	Amount on Record
Term	61 Months
Due	Jan 1, 2026

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLES IL
Recording Date	Mar 19, 2020
Property Address	1011 DIVISION ST, CHARLESTON, IL 61920-2616
Document Number	202000786812
Instrument Date	Feb 27, 2020
Instrument	202000786812
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$39.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 DIVISION ST, 1011, CHARLESTON, IL 61920-2616

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1011 DIVISION ST, CHARLESTON, IL 61920-2616

October 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	COLES IL
Recording Date	Oct 24, 2019
Property Address	1011 DIVISION ST, CHARLESTON, IL 61920-2616
Document Number	201900784495
Instrument Date	Oct 16, 2019
Instrument	201900784495
Transaction Type	Foreclosure
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

The 2025 property tax bill for 1011 Division St was $1,060 with exemptions applied.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00	$28,167 Land $5,103 Building $23,064	$84,501 Land $15,309 Building $69,192
2023		$23,342 Land $4,229 Building $19,113	$70,026 Land $12,687 Building $57,339
2020	$1,396.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1011 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1011 Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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