DeKalb County property record for 1011 Co Rd 31, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,397 sqft · built 1984 |
| Lot Size | 3.35 acres (145,926 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,401 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-16-100-006.000-018 |
| Primary APN | 17-02-16-100-006.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,397 sqft Living Area |
| 1st Floor Area | 2,397 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 145,926 sqft (3.35 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Pool Area | 452 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Account Number | 100216100006 |
|---|---|
| Street Address | 1011 COUNTY ROAD 31 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W END S1/2 NW1/4 SECTION 16 TWP 35 RANGE 12 ACRES 3.3500 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20100 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1011 COUNTY ROAD 31, WATERLOO, IN 46793-9586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 1011 COUNTY ROAD 31, WATERLOO, IN 46793-9586 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201706405 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 201706405 |
| Name | BEACON CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN, IN 46706 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 17, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,401.00 (-2.71%) | $301,500 (+1.62%) Land $47,900 Building $253,600 | $301,500 (+1.62%) Land $47,900 Building $253,600 |
| 2024 | $1,440.00 (+5.11%) | $296,700 (+4.66%) Land $46,000 Building $250,700 | $296,700 (+4.66%) Land $46,000 Building $250,700 |
| 2023 | $1,370.00 (-9.15%) | $283,500 (+13.99%) Land $43,400 Building $240,100 | $283,500 (+13.99%) Land $43,400 Building $240,100 |
| 2022 | $1,508.00 | $248,700 Land $37,800 Building $210,900 | $248,700 Land $37,800 Building $210,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Steuben County REMC Fiber | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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