1011 Clearbrook Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 1011 Clearbrook Rd, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,007 sqft · built 1997
Lot Size0.279 acres (12,153 sqft)
OwnerIndividual Name on Record
Last Sale$587,500 (May 2026)
Tax Bill$3,654 (2025)
Deeds & MortgagesMay 2026 Sale
Jan 2026 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN227-313-24

Property Details

APN / Parcel Number

Primary APN227-313-24

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,007 sqft Living Area
1st Floor Area1,284 sqft
Upper Floors Area723 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialOther
Lot Area12,153 sqft (0.279 acres)
Garage Area484 sqft
PorchFinished/Open Porch
Porch Area40 sqft
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1011 CLEARBROOK RD
CityMATTHEWS
StateNC
Zip28105-9615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12
Legal DescriptionL18 M27-725
Legal SubdivisionMATTHEWS ESTATES PH 04 MAP 01
Legal Block3
Legal Lot Number18
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group1
Census Block1023
Census Tract5834

Owner

Source: Mecklenburg County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7103 REYNOLDS RD, MENTOR, OH 44060-4735
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Warranty Deed, Transfer
INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SERVICES LLC
Jan 13, 2026Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Apr 14, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 14, 2022Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 28, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 14, 2017Warranty Deed, Transfer · FHA Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2026 · Amount on Record
Deed SaleMay 26, 2026 · Amount on Record
Prior SaleAug 14, 2017 · Amount on Record
Deed Document Number202655265
Deed Book / Page40450 / 795
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 26, 2026
Property Address1011 CLEARBROOK RD, MATTHEWS, NC 28105-9615
Document Number0000055265
Book / Page40450 / 795
Instrument DateMay 20, 2026
Instrument202655265
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyINTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$118,675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7103 REYNOLDS RD, MENTOR, OH 44060-4735

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1011 CLEARBROOK RD, MATTHEWS, NC 28105-9615
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 CLEARBROOK RD, MATTHEWS, NC 28105-9615

Mortgage

Document Number0000003668
DateJan 13, 2026
Book Page40134/903
Instrument2026003668
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 5, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1011 CLEARBROOK RD, MATTHEWS, NC 28105-9615
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000073578
DateApr 14, 2021
Book Page35936/480
Instrument2021073578
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1011 CLEARBROOK RD, MATTHEWS, NC 28105-9615
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000089025
DateJun 14, 2022
Book Page37421/892
Instrument2022089025
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1011 CLEARBROOK RD, MATTHEWS, NC 28105-9615
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076436
DateMay 28, 2020
Book Page34623/378
Instrument2020076436
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 14, 2017
Property Address1011 CLEARBROOK RD, MATTHEWS, NC 28105-9615
Document Number0000110024
Book / Page32043 / 030
Map ReferenceMB27 PG725
Instrument DateAug 14, 2017
Instrument2017110024
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1011 E FRANKLIN ST, 1011, MONROE, NC 28112-5027

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 E FRANKLIN ST, MONROE, NC 28112-5027

Mortgage

Document Number0000110025
DateAug 14, 2017
Instrument2017110025
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,654.00 (+3.1%)$466,200 Land $100,000 Building $366,200$466,200 Land $100,000 Building $366,200
2024$3,544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Windstream.

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