1011 Charles St, Crete, IL 60417 Property Records

Will County property record for 1011 Charles St, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,948 sqft · built 1981
Lot Size	0.3 acres (13,200 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Dec 2021)
Tax Bill	$8,225 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-02-109-023`

Property Details

APN / Parcel Number

Primary APN	`23-15-02-109-023`
Alternative APN	`15021090230000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,948 sqft Living Area
Basement Area	827 sqft
Unfinished Basement	827 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Traditional
Lot Area	13,200 sqft (0.3 acres)
Garage Type	Attached
Garage Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1011 CHARLES ST
City	CRETE
State	IL
Zip	60417-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 125 IN LINCOLNSHIRE EAST FIRST ADDN, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC. 2, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	02
Legal Subdivision	LINCOLNSHIRE EAST FIRST ADDITION
Legal Lot Number	125
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	2
Census Block	2011
Census Tract	883810

Owner

1011 Charles St is owned and occupied by an individual who bought it in December 2021.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1011 CHARLES ST, CRETE, IL 60417-1601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 29, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 2, 2021	Sheriff's Deed, Foreclosure · Line of Credit BARNETT REI FINANCE 1 LLC
Jun 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Prior Sale	Dec 2, 2021 · Amount on File
Deed Document Number	2021138501
Prior Transfer Date	May 19, 2017
Prior Transfer Doc	0000045428
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1011 CHARLES ST, CRETE, IL 60417-1601
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 CHARLES ST, CRETE, IL 60417-1601

Mortgage

Document Number	0000021199
Date	May 4, 2023
Instrument	R2023021199

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 29, 2021
Property Address	1011 CHARLES ST, CRETE, IL 60417-1601
Document Number	0000138501
Map Reference	DOC R78-26362
Instrument Date	Dec 21, 2021
Instrument	R2021138501
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 W HOLBROOK RD, 660, GLENWOOD, IL 60425-1516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 CHARLES ST, CRETE, IL 60417-1601

Mortgage

Document Number	0000138502
Date	Dec 29, 2021
Instrument	R2021138502

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WILL IL
Recording Date	Dec 2, 2021
Property Address	1011 CHARLES ST, CRETE, IL 60417-1601
Document Number	0000129862
Map Reference	DPC R78-26362
Instrument Date	Sep 14, 2021
Instrument	R2021129862
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$122.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 S WACKER DR # DR24TH, DR24TH, CHICAGO, IL 60606-4614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 SKOKIE BLVD, NORTHBROOK, IL 60062-7909

Mortgage

Document Number	0000129863
Date	Dec 2, 2021
Instrument	R2021129863

Lender

Name	BARNETT REI FINANCE 1 LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Jun 12, 2017
Property Address	1011 CHARLES ST, CRETE, IL 60417-1601
Document Number	0000045428
Instrument Date	May 19, 2017
Instrument	45428
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1011 CHARLES ST CRETE IL 604171601, CRETE, IL 60417-1601

Tax Assessment & Valuation

The 2025 property tax bill for 1011 Charles St was $8,225.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,225.00	$88,679 (+5.5%) Land $17,251 Building $71,428	$266,037 (+5.5%) Land $51,753 Building $214,284
2024		$84,056 Land $16,352 Building $67,704	$252,168 Land $49,056 Building $203,112
2022	$7,106.00 Homeowner's exemption	$66,704 (+9.22%) Land $12,976 Building $53,728	$200,112 Land $38,928 Building $161,184
2021		$61,073 Land $11,881 Building $49,192
2020			$171,714 Land $33,405 Building $138,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1011 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1011 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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