1011 Center St, Douglas, MI 49406 Property Records

Allegan County property record for 1011 Center St, Douglas, MI 49406

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 3,118 sqft · built 2021
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Mar 2020)
Tax Bill	$27,010 (2025)
Deeds & Mortgages	Oct 2020 Construction Loan Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`59-017-094-00`

Property Details

APN / Parcel Number

Primary APN	`59-017-094-00`
Alternative APN	`03-59-017-094-00`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,118 sqft Living Area
1st Floor Area	2,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Lot Area	11,848 sqft (0.272 acres)
Lot Dimensions	167 ft deep x 71 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1011 CENTER ST
City	DOUGLAS
State	MI
Zip	49406-5147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3 NBHD C
Legal Description	COM AT CTR OF SEC TH W 996.04' TH S 33' TO POB TH S 167' TH E 70.62' TH N 167' TH W 70.51' TO POB EX COM 996.04' W & 33' S OF CTR OF SEC TH S 167' TH E 7' TH NW'LY TO POB SEC 17 T3N R16W (72).
Legal Range	16W
Legal Township	03N
Legal Section	17
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1017
Census Tract	30801

Owner

1011 Center St is owned and occupied by two individuals who acquired it in August 2024.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	214 FOUNTAIN ST NE, 3, GRAND RAPIDS, MI 49503-3242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Construction Mortgage EDGEWATER BANK
Jan 7, 2021	Correction Deed
Mar 16, 2020	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2020 · Amount on File
Deed Sale	Mar 16, 2020 · Amount on File
Prior Sale	Nov 1, 2000
Deed Book / Page	4440 / 409
Last Transfer Date	Aug 9, 2024
Transfer Doc	004971/711
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1011 CENTER ST, DOUGLAS, MI 49406-5147
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004521/957
Date	Oct 9, 2020
Book Page	4521/957

Lender

Name	EDGEWATER BANK
Type	Bank
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.5%
Index	12-Month MTA
Margin	3
Max Rate	9.5%

January 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 7, 2021
Property Address	1011 CENTER ST, DOUGLAS, MI 49406-5147
Document Number	004561/358
Book / Page	4561 / 358
Map Reference	LB 4521 PG 957
Instrument Date	Jan 6, 2021
Instrument	2021000488
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 16, 2020
Property Address	1011 CENTER ST, DOUGLAS, MI 49406-5147
Document Number	004440/409
Book / Page	4440 / 409
Instrument Date	Mar 6, 2020
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$2,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 CENTER ST, 1011, DOUGLAS, MI 49406-5147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 UNION AVE NE APT 105, 105, GRAND RAPIDS, MI 49503-5746

Tax Assessment & Valuation

The 2025 property tax bill for 1011 Center St was $27,010 with a homeowner's exemption, up 4.4% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$592,700 (+10.37%) Land $151,800 Building $440,900	$1,185,400 (+10.37%) Land $303,600 Building $881,800
2025	$27,010.00 (+4.42%) Homeowner's exemption	$537,000 Land $143,600 Building $393,400	$1,074,000 Land $287,200 Building $786,800
2024	$25,866.00
2023		$428,400 Land $100,000 Building $328,400	$856,800 Land $200,000 Building $656,800
2020	$5,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1011 Center St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	73 units insured incl. 62 condo units
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Center St

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