1011 Bear Hammock Dr, Umatilla, FL 32784 Property Records

Lake County property record for 1011 Bear Hammock Dr, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Lot Size0.107 acres (4,640 sqft)
OwnerIndividual Name on Record
Last Sale$287,500 (Dec 2025)
Tax Bill$1,035 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Dec 2025 Sale
Flood ZoneZone X (minimal risk)
APN24-18-26-0010-000-05100

Property Details

APN / Parcel Number

Primary APN24-18-26-0010-000-05100
Alternative APNs
  • 261824001000005100
  • 3949699

Exterior

Lot Area4,640 sqft (0.107 acres)

Location & Zoning

Account Number3949699
Street Address1011 BEAR HAMMOCK DR
CityUMATILLA
StateFL
Zip32784-9443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAGNOLIA POINTE PHASE 1 PB 82 PG 54-59 LOT 51 ORB 6389 PG 934
Legal SubdivisionMAGNOLIA POINTE PHASE 1
Legal TractA-1THRUK-1
Legal Lot Number51
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group3
Census Block3017
Census Tract30110

Owner

Source: Lake County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11188 CYPRESS LEAF DR, ORLANDO, FL 32825-5862
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU
Dec 30, 2025Special Warranty Deed, Subdivision Related Transfer
DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2025 · Amount on Record
Deed SaleDec 30, 2025 · Amount on Record
Prior SaleAug 29, 2024 · Amount on Record
Deed Document Number2025158701
Deed Book / Page6657 / 1163
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address1011 BEAR HAMMOCK DR, UMATILLA, FL 32784-9443
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address168 CYPRESS LEAF DR, ALAFAYA, FL 32825

Mortgage

Document Number0066830648
DateFeb 17, 2026
Book Page6683/648
Instrument2026019169
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount Recorded
Term168 Months
DueFeb 16, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateDec 30, 2025
Property Address1011 BEAR HAMMOCK DR, UMATILLA, FL 32784-9443
Document Number0066571163
Book / Page6657 / 1163
Map ReferenceMB 82 PG 54-59
Instrument DateDec 24, 2025
Instrument2025158701
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 15, 2026
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Tax$2,012.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7835 OSCEOA POIK LINE ROAD #DD, DD, DAVENPORT, FL 33896

Transferred To (Grantee/Buyer)

NameVerified Name
Address11188 CYPRESS LEAF DR, ORLANDO, FL 32825-5862

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,500 (-) Land $52,500$52,500 (-) Land $52,500
2025$1,035.00 (-12.44%)$52,500 Land $52,500$52,500 Land $52,500
2024$1,182.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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