10109 Spring Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 10109 Spring Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,042 sqft · built 2023
Lot Size	0.165 acres (7,228 sqft)
Owner	Individual Name on Record
Last Sale	$606,500 (Oct 2023)
Tax Bill	$4,547 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1033-000-43800`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1033-000-43800`
Alternative APN	`3922944`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,042 sqft Living Area

Exterior

Year Built	Built 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,228 sqft (0.165 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3922944
Street Address	10109 SPRING LAKE DR
City	CLERMONT
State	FL
Zip	34711-7924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALISADES PHASE 3D PB 73 PG 85-90 LOT 438 ORB 6221 PG 977
Legal Subdivision	PALISADES
Legal Phase	3D
Legal Lot Number	438
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2086
Census Tract	31207

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10109 SPRING LAKE DR, CLERMONT, FL 34711-7924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Deed Document Number	2023122177
Deed Book / Page	6221 / 977
Record Updated	Jun 8, 2026

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 4, 2023
Property Address	10109 SPRING LAKE DR, CLERMONT, FL 34711-7924
Document Number	0062210977
Book / Page	6221 / 977
Map Reference	MB 73 PG 85
Instrument Date	Sep 29, 2023
Instrument	2023122177
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,245.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10109 SPRING LAKE DR, CLERMONT, FL 34711-7924

Mortgage

Document Number	0006221982
Date	Oct 4, 2023
Instrument	6221/982

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$335,570 (+291.11%) Land $102,300 Building $233,270	$474,330 (+452.83%) Land $102,300 Building $372,030
2024	$4,547.00 (+457.91%)
2023	$815.00 (+48.99%)	$85,800 (+135.71%)	$85,800 (+135.71%) Land $85,800
2022	$547.00	$36,400	$36,400 Land $36,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Spectrum, Xfinity.

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