10109 Rayline Way, Spring Valley, CA 91977 Property Records

San Diego County property record for 10109 Rayline Way, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,353 sqft · built 1977
Lot Size	0.232 acres (10,100 sqft)
Owner	Individual Name on File
Last Sale	$670,000 (Dec 2024)
Tax Bill	$8,618 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`501-192-17-00`

Property Details

APN / Parcel Number

Primary APN	`501-192-17-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,353 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	10,100 sqft (0.232 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10109 RAYLINE WAY
City	SPRING VALLEY
State	CA
Zip	91977-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 17 TR 008057
Legal Subdivision	ELYSIAN ESTATES
Legal Tract	008057
Legal Block	3
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3009
Census Tract	13601

Owner

10109 Rayline Way is owned by an individual who bought it in December 2024.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12058 CALLE DE MONTANA, 267, EL CAJON, CA 92019-4918
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage DTJS FINANCIAL SERVICES INC
Jul 13, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Apr 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARILYN MOORE
Apr 1, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on File
Deed Sale	Dec 20, 2024 · Amount on File
Deed Document Number	2024352211
Prior Transfer Date	Dec 19, 2024
Prior Transfer Doc	0000352212
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10109 RAYLINE WAY, SPRING VALLEY, CA 91977-1726
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12058 CALLE DO MONTANA #267 267, 267, EL CAJON, CA 92019-4918

Mortgage

Document Number	0000007770
Date	Jan 12, 2026
Instrument	2026-0007770

Lender

Name	DTJS FINANCIAL SERVICES INC
Address	LA MESA, CA 91941

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10109 RAYLINE WAY, SPRING VALLEY, CA 91977-1726
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10109 RAYLINE WAY, SPRING VALLEY, CA 91977-1726

Mortgage

Document Number	0000287578
Date	Jul 13, 2022
Instrument	2022-0287578

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	718 Months
Due	May 20, 2082

Interest

Rate Type	Adjustable Rate
Rate	5.06%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10109 RAYLINE WAY, SPRING VALLEY, CA 91977-1726
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10109 RAYLINE WAY, SPRING VALLEY, CA 91977-1726

Mortgage

Document Number	0000170452
Date	Apr 19, 2022
Instrument	2022-0170452

Lender

Name	MARILYN MOORE
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2022
Property Address	10109 RAYLINE WAY, SPRING VALLEY, CA 91977-1726
Document Number	0000145717
Map Reference	MAP 8057
Instrument Date	Mar 31, 2022
Instrument	2022-0145717
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10109 RAYLINE WAY, SPRING VALLEY, CA 91977-1726

Tax Assessment & Valuation

The 2025 property tax bill for 10109 Rayline Way was $8,618, up 225.2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$697,783 (+4.15%) Land $503,983 Building $193,800
2025	$8,618.00 (+225.21%)	$670,000 Land $199,175 Building $470,825
2024	$2,650.00 (+3.6%)
2023	$2,558.00 (-1.04%) Homeowner's exemption	$176,963 Land $52,607 Building $124,356
2022	$2,585.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10109 Rayline Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10109 Rayline Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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