10109 Orchid Ln, Waco, TX 76708 Property Records

McLennan County property record for 10109 Orchid Ln, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,683 sqft · built 2007
Lot Size	0.2 acres (8,729 sqft)
Owner	Individual Name on File
Last Sale	$219,400 (Feb 2020)
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-090908-000209-0`

Property Details

APN / Parcel Number

Primary APN	`18-090908-000209-0`
Alternative APN	`334968`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,683 sqft Living Area
Gross Area	2,077 sqft
1st Floor Area	1,683 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,729 sqft (0.2 acres)
Lot Dimensions	126 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	394 sqft
Driveway	Concrete Driveway
Driveway Area	750 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10109 ORCHID LN
City	WACO
State	TX
Zip	76708-6142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WILLOW BEND LOT 9 BLOCK 2 ACRES .2004
Legal Subdivision	WILLOW BEND
Legal Block	2
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1005
Census Tract	4105

Owner

10109 Orchid Ln is owned and occupied by an individual who bought it in February 2020.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	10109 ORCHID LN, WACO, TX 76708-6142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 25, 2020	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 4, 2018	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2020 · Amount on File
Deed Sale	Feb 25, 2020 · Amount on File
Prior Sale	Oct 4, 2018 · Amount on File
Deed Document Number	20206404
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	0000006404
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10109 ORCHID LN, WACO, TX 76708-6142
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005190
Date	Feb 9, 2022
Instrument	2022005190

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 25, 2020
Property Address	10109 ORCHID LN, WACO, TX 76708-6142
Document Number	0000006404
Map Reference	FILE 2005011949
Instrument Date	Feb 24, 2020
Instrument	2020006404
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10109 ORCHID LN, WACO, TX 76708-6142

Mortgage

Document Number	0000006405
Date	Feb 25, 2020
Instrument	2020006405

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 4, 2018
Property Address	10109 ORCHID LN, WACO, TX 76708-6142
Document Number	0000035305
Instrument Date	Oct 4, 2018
Instrument	35305
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3008 SILVER SADDLE DR ROBINSON TX 767066575, ROBINSON, TX 76706-6575

Mortgage

Document Number	35306
Date	Oct 4, 2018
Instrument	35306

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 3, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 10109 Orchid Ln was $3,474 with a homeowner's exemption, down 8.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,275 (+5.55%) Land $37,709 Building $218,566	$256,275 (+5.55%) Land $37,709 Building $218,566
2025	$3,474.00 (-8.89%) Homeowner's exemption	$242,800 Land $34,220 Building $208,580	$242,800 Land $34,220 Building $208,580
2024	$3,813.00
2023		$268,650 Land $34,220 Building $234,430	$268,650 Land $34,220 Building $234,430
2022	$3,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10109 Orchid Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10109 Orchid Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Orchid Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures