10109 N Moss Ln, Spokane, WA 99208 Property Records

Spokane County property record for 10109 N Moss Ln, Spokane, WA 99208

Property Summary

Property TypeSingle Family Home
Details6 bd · 2.5 ba · 4,852 sqft · built 2004
Lot Size0.928 acres (40,431 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Jul 2009)
Tax Bill$10,169 (2026)
Deeds & MortgagesSep 2021 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN26144.0106

Property Details

APN / Parcel Number

Primary APN26144.0106

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms10 Rooms
Building Area4,852 sqft Living Area
Gross Area5,820 sqft
1st Floor Area1,931 sqft
2nd Floor Area990 sqft
Basement Area1,931 sqft
Finished Basement1,931 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area40,431 sqft (0.928 acres)
Garage TypeAttached
Garage Area968 sqft
Parking Spaces8 Parking Spaces
Patio Area54 sqft
Canopy172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10109 N MOSS LN
CitySPOKANE
StateWA
Zip99208-8636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal DescriptionGRANGER TERRACE LT 6 BLK 1
Legal SubdivisionGRANGER TERRACE
Legal Block1
Legal Lot Number6
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group2
Census Block2003
Census Tract10702

Owner

Source: Spokane County records · APN 26144.0106

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10109 N MOSS LN, SPOKANE, WA 99208-8636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2021Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHERS CU
Apr 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2009 · Amount on Record
Deed SaleJul 10, 2009 · Amount on Record
Prior SaleMar 23, 2004 · Amount on Record
Deed Document Number20095812600
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address10109 N MOSS LN, SPOKANE, WA 99208-8636
Transaction TypeMortgage
Record UpdatedNov 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007123223
DateSep 08, 2021
Instrument7123223
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 07, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address10109 N MOSS LN, SPOKANE, WA 99208-8636
Document Number0006909707
Instrument DateApr 06, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanySPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10109 N MOSS LN SPOKANE WA 992088636, SPOKANE, WA 99208-8636

Mortgage

Document Number0006909707
DateApr 10, 2020
Instrument6909707
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 09, 2040

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictMead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$10,169.00 (-0.98%)$896,300 (+3.01%) Land $170,000 Building $726,300$896,300 (+3.01%) Land $170,000 Building $726,300
2025$10,270.00 (+27.75%)
2024$870,100 (+28.94%) Land $150,000 Building $720,100$870,100 (+28.94%) Land $150,000 Building $720,100
2023$8,039.00 (+4.65%)$674,800 Land $72,000 Building $602,800$674,800 Land $72,000 Building $602,800
2022$7,682.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530630107022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 52% of the US · lower than 62% of Washington
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Wired or Wireless
Fixed Wireless · not low latency
200 / 40
Lumen Technologies
DSL
140 / 20
Concept Communications
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 197 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WA5383100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF SPOKANE
serves 346,138 people
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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