Webb County property record for 10109 Montoya Dr, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 1,863 sqft · built 2003 |
| Lot Size | 0.137 acres (5,979 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,600 (May 2014) |
| Tax Bill | $1,502 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-51001-310 |
| Primary APN | 989-51001-310 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,863 sqft Living Area |
| Gross Area | 2,263 sqft |
| 1st Floor Area | 1,863 sqft |
| Utility Area | 120 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,979 sqft (0.137 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 533 sqft |
| Street Address | 10109 MONTOYA DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-6400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SAN ISIDRO RUIDOSO, BLOCK 1, LOT 31, UNIT II |
| Legal Subdivision | SAN ISIDRO RUIDOSO |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1726 |
10109 Montoya Dr is owned and occupied by an individual who bought it in May 2014.
Source: Webb County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10109 MONTOYA DR, LAREDO, TX 78045-6400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2014 · Amount on File |
| Deed Sale | May 8, 2014 · Amount on File |
| Deed Document Number | 20141200613 |
| Deed Book / Page | 3612 / 646 |
| Prior Transfer Date | May 5, 2014 |
| Prior Transfer Doc | 003612/646 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10109 Montoya Dr was $1,502 with a homeowner's exemption, down 15.4% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,092 (+5.44%) Land $83,347 Building $229,745 | $313,092 (+5.44%) Land $83,347 Building $229,745 | |
| 2025 | $1,502.00 (-15.43%) Homeowner's exemption | $296,949 Land $83,347 Building $213,602 | $296,949 Land $83,347 Building $213,602 |
| 2024 | $1,776.00 | ||
| 2023 | $273,830 Land $78,385 Building $195,445 | $273,830 Land $78,385 Building $195,445 | |
| 2022 | $1,586.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10109 Montoya Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10109 Montoya Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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