10109 Kluttz Rd, Rockwell, NC 28138 Property Records

Cabarrus County property record for 10109 Kluttz Rd, Rockwell, NC 28138

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,751 sqft · built 1976
Lot Size	9.98 acres (434,729 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jul 2017)
Tax Bill	$2,679 (2023)
Deeds & Mortgages	Nov 2021 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5683 07 6378`

Property Details

APN / Parcel Number

Primary APN	`5683 07 6378`
Alternative APNs	`06003 0010.400000` `138307`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,751 sqft Living Area
Gross Area	3,649 sqft
1st Floor Area	1,659 sqft
Attic	Attic
Attic Area	1,092 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	434,729 sqft (9.98 acres)
Lot Width	475 ft Width
Garage Type	Mixed
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	196 sqft
Deck Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	138307
Street Address	10109 KLUTTZ RD
City	ROCKWELL
State	NC
Zip	28138-9068
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	P/O LTS 8-9 HAROLD EARNHARDT
Legal Subdivision	LITTLE BUFFALO CREEK
Legal Lot Number	8-9
Jurisdiction	CABARRUS NC
Township / Civil Division	6, RIMERTOWN
Census Block Group	3
Census Block	3034
Census Tract	41702

Owner

10109 Kluttz Rd, a rural home, is owned and occupied by two individuals who acquired it in June 2020.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10109 KLUTTZ RD, ROCKWELL, NC 28138-9068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Jun 15, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Jun 5, 2018	Deed of Trust, Mortgage QUICKEN LNS
Jul 17, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Prior Sale	Oct 5, 2016 · Amount on File
Deed Document Number	201712584-0293
Deed Book / Page	12584 / 293
Last Transfer Date	Jun 5, 2020
Transfer Doc	1424000148
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10109 KLUTTZ RD, ROCKWELL, NC 28138-9068
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10109 KLUTTZ RD, ROCKWELL, NC 28138-9068

Mortgage

Document Number	0015678314
Date	Nov 24, 2021
Book Page	15678/314

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	15 Months
Due	Oct 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 15, 2020
Property Address	10109 KLUTTZ RD, ROCKWELL, NC 28138-9068
Document Number	14247148
Book / Page	014247 / 000148
Instrument Date	Jun 5, 2020
Instrument	18075
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10109 KLUTTZ RD ROCKWELL NC 281389068, ROCKWELL, NC 28138-9068

Mortgage

Document Number	14247153
Date	Jun 15, 2020
Book Page	014247/000153
Instrument	18076

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 14, 2035

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10109 KLUTTZ RD, ROCKWELL, NC 28138-9068
Document Number	1303427
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10109 KLUTTZ RD ROCKWELL NC 281389068, ROCKWELL, NC 28138-9068

Mortgage

Document Number	1303427
Date	Jun 8, 2018
Book Page	013034/000027
Instrument	13606

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 7, 2038

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 17, 2017
Property Address	10109 KLUTTZ RD, ROCKWELL, NC 28138-9068
Document Number	0012584293
Book / Page	12584 / 0293
Map Reference	MB423 PG536
Instrument Date	Jul 14, 2017
Instrument	12584-0293
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9705 ASHMORE LN, 9705, HARRISBURG, NC 28075-6631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10109 KLUTTZ RD, ROCKWELL, NC 28138-9068

Mortgage

Document Number	0125840297
Date	Jul 17, 2017
Instrument	12584-0297

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,930 Land $129,580 Building $345,350
2024			$474,930 (+39.31%) Land $129,580 Building $345,350
2023	$2,679.00	$340,910 Land $101,410 Building $239,500	$340,910 Land $101,410 Building $239,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10109 Kluttz Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10109 Kluttz Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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