10109 Izer Ct, Mechanicsville, VA 23116 Property Records

Hanover County property record for 10109 Izer Ct, Mechanicsville, VA 23116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,845 sqft · built 2021
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$545,045 (Apr 2021)
Tax Bill	$5,072 (2026)
Deeds & Mortgages	Mar 2022 Refinance Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7796-69-7235`

Property Details

APN / Parcel Number

Primary APN	`7796-69-7235`
Alternative APN	`10238980`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,845 sqft Living Area
1st Floor Area	1,845 sqft
Flooring	Vinyl Sheet/Linoleum
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Cape Cod
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10238980
Street Address	10109 IZER CT
City	MECHANICSVILLE
State	VA
Zip	23116-6713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	VILLAGES AT TAYLOR FARM LOT 30 SEC 2
Legal Subdivision	VILLAGES AT TAYLOR FARM
Legal Lot Number	30
Jurisdiction	HANOVER VA
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2008
Census Tract	320804

Owner

10109 Izer Ct is owned and occupied by an individual who bought it in April 2021.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	10109 IZER CT, MECHANICSVILLE, VA 23116-6713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Apr 16, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Apr 16, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Aug 11, 2020 · Amount on File
Deed Document Number	202184660
Deed Book / Page	3307 / 57
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	10109 IZER CT, MECHANICSVILLE, VA 23116-6713
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003347345
Date	Mar 9, 2022
Book Page	3347/345
Instrument	20220309000036100

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	6 Months

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Apr 16, 2021
Property Address	10109 IZER CT, MECHANICSVILLE, VA 23116-6713
Document Number	330757
Book / Page	3307 / 57
Instrument Date	Feb 15, 2021
Instrument	20210416000084660
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 11, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10109 IZER CT, MECHANICSVILLE, VA 23116-6713

Mortgage

Document Number	20210416000084670
Date	Apr 16, 2021
Instrument	20210416000084670

Lender

Name	PRESIDENTIAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Apr 16, 2021
Property Address	10109 IZER CT, MECHANICSVILLE, VA 23116-6713
Document Number	0000330757
Book / Page	3307 / 57
Instrument Date	Feb 15, 2021
Instrument	20210416000084660
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 4, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10109 IZER CT, MECHANICSVILLE, VA 23116-6713

Mortgage

Document Number	20210416000084670
Date	Apr 16, 2021
Instrument	20210416000084670

Lender

Name	PRESIDENTIAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10109 Izer Ct was $5,072.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,072.00	$626,200 Land $130,000 Building $496,200	$626,200 Land $130,000 Building $496,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10109 Izer Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10109 Izer Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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