Lake County property record for 10109 Hoose Rd, Mentor, OH 44060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,801 sqft · built 1955 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,300 (Aug 2026) |
| Tax Bill | $8,357 (2023) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-A-026-B-00-027-0 |
| Primary APN | 10-A-026-B-00-027-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,801 sqft Living Area |
| 1st Floor Area | 1,201 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 266 sqft |
|---|---|
| Patio Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 10109 HOOSE RD |
|---|---|
| City | MENTOR |
| State | OH |
| Zip | 44060-6829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 21 TRACT 4 |
| Legal Subdivision | HOBBY HORSE FARMS |
| Legal Tract | 4 |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 205001 |
Source: Lake County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10109 HOOSE RD, MENTOR, OH 44060-6829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Oct 4, 2021 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Aug 23, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Feb 13, 2020 | Deed of Trust, Mortgage · VA Mortgage RUOFF MORTGAGE COMPANY INC |
| May 1, 2019 | Survivorship Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on Record |
| Deed Sale | Aug 20, 2026 · Amount on Record |
| Prior Sale | May 1, 2019 · Amount on Record |
| Deed Document Number | 202618862 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 20, 2026 |
| Property Address | 10109 HOOSE RD, MENTOR, OH 44060-6829 |
| Document Number | 0000018862 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202618862 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147,581.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 10109 HOOSE RD, MENTOR, OH 44060-6829 |
| Document Number | 0000018863, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 202618863 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 10109 HOOSE RD, MENTOR, OH 44060-6829 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 10109 NOOSE RD, MENTOR, OH 44060 |
| Document Number | 0000034970 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2021R034970 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 10109 HOOSE RD, MENTOR, OH 44060-6829 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029341 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021R029341 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 10109 HOOSE RD, MENTOR, OH 44060-6829 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003933 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 2020R003933 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 1, 2019 |
| Property Address | 10109 HOOSE RD, MENTOR, OH 44060-6829 |
| Document Number | 0000009532 |
| Map Reference | VOL K PG 11 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 2019R009532 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | NORTHSTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 10109 HOOSE RD, MENTOR, OH 44060-6829 |
| Document Number | 0000009533 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019R009533 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Concord Township |
| Unified School District | Mentor Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107,410 (+43.48%) Land $45,560 Building $61,850 | $306,890 (+43.48%) Land $130,170 Building $176,720 | |
| 2023 | $8,357.00 (+113.62%) Homeowner's exemption | $74,860 (-) Land $30,320 Building $44,540 | |
| 2022 | $3,912.00 Homeowner's exemption | $74,860 Land $30,320 Building $44,540 | |
| 2021 | $213,890 Land $86,630 Building $127,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1986–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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