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10109 Henderson St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10109 Henderson St, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,574 sqft · built 1985
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$169,900 (Dec 2020)
Tax Bill$1,968 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5080-0432-0010

Property Details

APN / Parcel Number

Primary APNR32-323-17-5080-0432-0010
Alternative APNs
  • 00274214
  • 274214

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,574 sqft Living Area
1st Floor Area1,574 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1992
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialTile
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions134 ft deep x 101 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area178 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00274214
Street Address10109 HENDERSON ST
CitySPRING HILL
StateFL
Zip34608-6664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 8 BLK 432 LOT 1 ORB 352 PG 152
Legal Range17E
Legal Township23S
Legal Section25
Legal SubdivisionSPRING HILL UN 8
Legal Block432
Legal Lot Number1
Legal Unit8
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3018
Census Tract40901

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10109 HENDERSON ST, SPRING HILL, FL 34608-6664
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2020 · Amount on File
Deed SaleDec 29, 2020 · Amount on File
Prior SaleApr 28, 2004 · Amount on File
Deed Document Number2020081633
Deed Book / Page3931 / 1929
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateDec 29, 2020
Property Address10109 HENDERSON ST, SPRING HILL, FL 34608-6664
Document Number0039311929
Book / Page3931 / 1929
Map ReferenceMB 8 PG 27
Instrument DateDec 17, 2020
Instrument2020081633
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanySOUTHEAST TITLE OF SUNCOAST

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,189.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10144 HENDERSON ST, 10144, SPRING HILL, FL 34608-6665

Transferred To (Grantee/Buyer)

NameVerified Name
Address10109 HENDERSON ST, SPRING HILL, FL 34608-6664

Mortgage

Document Number39311931
DateDec 29, 2020
Instrument3931/1931
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,968.00 (+3.58%) Additional exemption filed$204,720 (+5.99%)$221,287 (+3.96%) Land $42,114 Building $179,173
2023$193,155 Land $20,251 Building $172,904
2022$1,900.00$212,858 Land $38,075 Building $174,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Verizon.

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