10109 Fergus Ave, Carmel, IN 46032 Property Records

Hamilton County property record for 10109 Fergus Ave, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,026 sqft · built 1999
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jun 2025)
Tax Bill	$4,423 (2024)
Deeds & Mortgages	Jun 2025 Sale Jul 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-08-109-018.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-08-109-018.000-018`
Alternative APNs	`291308109018000034` `1713080109018000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,026 sqft Living Area
1st Floor Area	2,498 sqft
Attic	Attic
Attic Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	140 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713080109018000
Old Parcel Number	291308109018000034
Street Address	10109 FERGUS AVE
City	CARMEL
State	IN
Zip	46032-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .34, SECTION 8, TOWNSHIP 17, RANGE 3, SHELBORNE GREENE, SECTION 2, LOT 57
Legal Range	03
Legal Township	17
Legal Section	08
Legal Subdivision	SHELBORNE GREENE
Legal Block	2
Legal Lot Number	57
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2024
Census Tract	111103

Owner

10109 Fergus Ave is owned by an individual who bought it in June 2025.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11415 MONON FARMS LN, CARMEL, IN 46032-3304
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2025	Warranty Deed, Transfer MTC
Jul 17, 2024	Deed, Transfer FIRST AMERICAN TITLE
Sep 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Prior Sale	Jul 17, 2024 · Amount on File
Deed Document Number	2025022392
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 9, 2025
Property Address	10109 FERGUS AVE, CARMEL, IN 46032-9011
Document Number	0000022392
Map Reference	DOC 9944445
Instrument Date	Jun 5, 2025
Instrument	2025022392
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	MTC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11415 MONON FARMS LN, CARMEL, IN 46032-3304

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 17, 2024
Property Address	10109 FERGUS AVE, CARMEL, IN 46032-9011
Document Number	0000025655
Map Reference	DOC 9944445
Instrument Date	Jul 2, 2024
Instrument	2024025655
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12222 HALITE LN, FISHERS, IN 46038-5490

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Sep 9, 2022
Property Address	10109 FERGUS AVE, CARMEL, IN 46032-9011
Document Number	0000044635
Map Reference	DOC 9944445
Instrument Date	Jul 13, 2022
Instrument	2022044635
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10109 FERGUS AVE, CARMEL, IN 46032-9011

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$456,300 (+13.42%) Land $132,300 Building $324,000	$456,300 (+13.42%) Land $132,300 Building $324,000
2024	$4,423.00 (+3.22%)	$402,300 (-) Land $132,300 Building $270,000	$402,300 (-) Land $132,300 Building $270,000
2023	$4,285.00 (+7.23%) Homeowner's exemption	$402,300 (+15.21%) Land $132,300 Building $270,000	$402,300 (+15.21%) Land $132,300 Building $270,000
2022	$3,996.00 Homeowner's exemption	$349,200 Land $87,500 Building $261,700	$349,200 Land $87,500 Building $261,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10109 Fergus Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10109 Fergus Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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