Collin County property record for 10109 Emily Pass, McKinney, TX 75072
| Property Type | Single Family Home |
|---|---|
| Details | 2,056 sqft · built 2015 |
| Owner | Individual Name on File |
| Last Sale | $520,505 (Mar 2024) |
| Tax Bill | $2,255 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-10748-0PP-0180-1 |
| Primary APN | R-10748-0PP-0180-1 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,056 sqft Living Area |
| Gross Area | 2,481 sqft |
| 1st Floor Area | 2,056 sqft |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood Frame |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Porch | Porch |
| Porch Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2720298 |
|---|---|
| Street Address | 10109 EMILY PASS |
| City | MCKINNEY |
| State | TX |
| Zip | 75072-3490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILPOINTE - THE RESERVE AT WESTRIDGE TRACT 1402 (CMC), BLK PP, LOT 18 |
| Legal Subdivision | TRAILPOINTE - THE RESERVE AT WESTRIDGE T |
| Legal Tract | 1402 |
| Legal Block | PP |
| Legal Lot Number | 18 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | MCKINNEY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 30537 |
10109 Emily Pass is owned and occupied by an individual who bought it in March 2024.
Source: Collin County records, as of October 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10109 EMILY PASS, MCKINNEY, TX 75072-3490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ENSURE HOME LOANS LLC |
| Mar 12, 2024 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 20, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 10, 2020 | Deed of Trust, Mortgage BENCHMARK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on File |
| Deed Sale | Mar 12, 2024 · Amount on File |
| Prior Sale | Dec 8, 2016 |
| Deed Document Number | 2024000028779 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 10109 EMILY PASS, MCKINNEY, TX 75072-3490 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10109 EMILY PASS, MCKINNEY, TX 75072-3490 |
| Document Number | 2025000159887 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 2025000159887 |
| Name | ENSURE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Mar 12, 2024 |
| Property Address | 10109 EMILY PASS, MCKINNEY, TX 75072-3490 |
| Document Number | 2024000028779 |
| Map Reference | VOL 2015 PG 208 |
| Instrument Date | Mar 12, 2024 |
| Instrument | 2024000028779 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10109 EMILY PASS, MCKINNEY, TX 75072-3490 |
| Name | Verified Name |
|---|---|
| Address | 10109 EMILY PASS, MCKINNEY, TX 75072-3490 |
| Document Number | 2024000028780 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 2024000028780 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 2024000028780 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 2024000028780 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 10109 EMILY PASS, MCKINNEY, TX 75072-3490 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000080572 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 20220520000080572 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 23, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 10109 EMILY PASS, MCKINNEY, TX 75072-3490 |
| Document Number | 0002032020 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10109 EMILY PASS MCKINNEY TX 750723490, MCKINNEY, TX 75072-3490 |
| Document Number | 0002032020 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2032020 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 15, 2050 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | Frisco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $425,084 Land $130,500 Building $294,584 | $425,084 Land $130,500 Building $294,584 | |
| 2024 | $2,255.00 | ||
| 2023 | $525,077 Land $145,000 Building $380,077 | $525,077 Land $145,000 Building $380,077 | |
| 2022 | $3,980.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10109 Emily Pass in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10109 Emily Pass is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 845 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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