Manatee County property record for 10109 Discovery Ter, Bradenton, FL 34212
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,012 sqft · built 2003 |
| Lot Size | 0.449 acres (19,538 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $945,000 (Sep 2021) |
| Tax Bill | $15,857 (2024) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Feb 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5460-0330-9 |
| Primary APN | 5460-0330-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,012 sqft Living Area |
| Gross Area | 5,473 sqft |
| 1st Floor Area | 4,012 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 19,538 sqft (0.449 acres) |
| Lot Dimensions | 169 ft deep x 115 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 831 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 338 sqft |
| Porch | Screened Porch |
| Porch Area | 630 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 0546003309 |
|---|---|
| Street Address | 10109 DISCOVERY TER |
| City | BRADENTON |
| State | FL |
| Zip | 34212-5210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 5 BLK 4 WATERLEFE GOLF & RIVER CLUB UNIT 1 PI#5460.0330/9 |
| Legal Range | 19E |
| Legal Township | 34S |
| Legal Section | 19 |
| Legal Subdivision | WATERLEFE GOLF & RIVER CLUB UNIT 1 |
| Legal Tract | 00546000 |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | MYAKKA CITY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 2025 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10109 DISCOVERY TER, BRADENTON, FL 34212-5210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Feb 24, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Feb 24, 2020 | Deed of Trust, Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Sep 20, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 21, 2017 | Deed of Trust, Mortgage THIRD FED'L S&L/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2021 · Amount on Record |
| Deed Sale | Sep 1, 2021 · Amount on Record |
| Prior Sale | Oct 20, 2003 · Amount on Record |
| Deed Document Number | 2021116881 |
| Prior Transfer Date | Jul 16, 2019 |
| Prior Transfer Doc | 0028031507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Sep 1, 2021 |
| Property Address | 10109 DISCOVERY TER, BRADENTON, FL 34212-5210 |
| Document Number | 202141116881 |
| Map Reference | MB 35 PG 39-55 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 202141116881 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,615.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10109 DISCOVERY TER, 10109, BRADENTON, FL 34212-5210 |
| Name | Verified Name |
|---|---|
| Address | 10109 DISCOVERY TER, BRADENTON, FL 34212-5210 |
| Document Number | 202141116882 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 202141116882 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 10109 DISCOVERY TER, BRADENTON, FL 34212-5210 |
| Document Number | 0041028292 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 10109 DISCOVERY TER BRADENTON FL 342125210, BRADENTON, FL 34212-5210 |
| Document Number | 0041028292 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 41028292 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 10109 DISCOVERY TER, BRADENTON, FL 34212-5210 |
| Document Number | 0041022524 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10109 DISCOVERY TER BRADENTON FL 342125210, BRADENTON, FL 34212-5210 |
| Document Number | 0041022524 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 41022524 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.24% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Sep 20, 2019 |
| Property Address | 10109 DISCOVERY TER, BRADENTON, FL 34212-5210 |
| Document Number | 0028031507 |
| Book / Page | 002803 / 001507 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 41094199 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 10109 DISCOVERY TER BRADENTON FL 342125210, BRADENTON, FL 34212-5210 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 10109 DISCOVERY TER, BRADENTON, FL 34212-5210 |
| Document Number | 0026711475 |
| Book / Page | 002671 / 001475 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10109 DISCOVERY TER BRADENTON FL 342125210, BRADENTON, FL 34212-5210 |
| Document Number | 0026711475 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 002671/001475 |
| Instrument | 41039178 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.19% |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $905,179 (+2.7%) | $1,016,862 (-1.21%) Land $107,100 Building $909,762 | |
| 2025 | $881,382 (+5.99%) | $1,029,331 (-1.47%) Land $107,100 Building $922,231 | |
| 2024 | $15,857.00 (+0.67%) | ||
| 2023 | $15,752.00 (+1.88%) Homeowner's exemption | $831,594 (+3%) | $1,044,717 (+14.71%) Land $107,100 Building $937,617 |
| 2022 | $15,461.00 Homeowner's exemption | $807,373 | $910,744 Land $105,000 Building $805,744 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 88 condo units |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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