Mecklenburg County property record for 10109 Deer Spring Ln, Charlotte, NC 28210
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,650 sqft · built 1991 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $850,000 (Dec 2025) |
| Tax Bill | $4,419 (2024) |
| Deeds & Mortgages | Mar 2026 Transfer Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-492-41 |
| Primary APN | 209-492-41 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,650 sqft Heated Area |
| 1st Floor Area | 1,204 sqft |
| Upper Floors Area | 1,443 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Masonite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Area | 551 sqft |
| Porch | Porch |
| Porch Area | 44 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 10109 DEER SPRING LN |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28210-7965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L41 B7 M22-625 |
| Legal Subdivision | CAMERON WOOD PH 04 MAP 03 |
| Legal Block | 7 |
| Legal Lot Number | 41 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 3012 |
Source: Mecklenburg County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10109 DEER SPRING LN, CHARLOTTE, NC 28210-7965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2026 | Intrafamily Transfer, Transfer |
| Dec 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE DART BANK |
| Dec 15, 2021 | Intrafamily Transfer, Transfer |
| Feb 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on Record |
| Deed Sale | Dec 11, 2025 · Amount on Record |
| Prior Sale | Dec 15, 2021 |
| Deed Document Number | 2025127394 |
| Deed Book / Page | 40066 / 422 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Mar 13, 2026 |
| Property Address | 10109 DEER SPRING LN, CHARLOTTE, NC 28210-7965 |
| Document Number | 0024160432 |
| Book / Page | 2416 / 432 |
| Map Reference | MB 25 PG 20 |
| Instrument Date | Feb 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 172 RIPPLING WATERS TRL, GLENVILLE, NC 28736-0517 |
| Name | Verified Name |
|---|---|
| Address | 172 RIPPLING WATERS TRL, GLENVILLE, NC 28736-0517 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 11, 2025 |
| Property Address | 10109 DEER SPRING LN, CHARLOTTE, NC 28210-7965 |
| Document Number | 0000127394 |
| Book / Page | 40066 / 422 |
| Map Reference | MB 22 PG 625 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 2025127394 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9612 SWEET CEDAR LN, CHARLOTTE, NC 28210-8028 |
| Name | Verified Name |
|---|---|
| Address | 10109 DEER SPRING LN, CHARLOTTE, NC 28210-7965 |
| Document Number | 0000127395 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 40066/424 |
| Instrument | 2025127395 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Address | MASON, MI 48854 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 15, 2021 |
| Property Address | 10109 DEER SPRING LN, CHARLOTTE, NC 28210-7965 |
| Document Number | 0000236003 |
| Book / Page | 36871 / 752 |
| Map Reference | MB 22 PG 625 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021236003 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 10109 DEER SPRING LN, CHARLOTTE, NC 28210-7965 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 16, 2021 |
| Property Address | 10109 DEER SPRING LN, CHARLOTTE, NC 28210-7965 |
| Document Number | 0000030042 |
| Book / Page | 35681 / 128 |
| Map Reference | MB 22 PG 625 |
| Instrument Date | Feb 9, 2021 |
| Instrument | 2021030042 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10109 DEER SPRING LN, CHARLOTTE, NC 28210-7965 |
| Document Number | 0000030043 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021030043 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Mecklenburg County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $583,700 Land $115,000 Building $468,700 | ||
| 2024 | $4,419.00 | ||
| 2023 | $583,700 Land $115,000 Building $468,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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