San Diego County property record for 10109 Challenger Ct, Spring Valley, CA 91978 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,883 sqft Living Area |
| Lot Size | 9,178 sqft (0.211 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $685,000 (2018) |
| Tax Bill | $9,999.00 (2025) |
| Primary APN | 580-261-37-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,883 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 9,178 sqft (0.211 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 10109 CHALLENGER CT |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91978-2012 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 50 TR 013866 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 013866 |
| Legal Block | 3 |
| Legal Lot Number | 50 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 13506 |
Source: San Diego County records · APN 580-261-37-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10109 CHALLENGER CT, SPRING VALLEY, CA 91978-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Jun 08, 2026 | Deed of Trust, Mortgage · Conventional Mortgage E-CHICAGO TITLE, CHICAGO TITLE |
| Dec 01, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FUNDLOANS CAPITAL |
| Jun 27, 2022 | Intrafamily Transfer, Transfer |
| Sep 20, 2021 | Deed of Trust, Mortgage · Commercial Mortgage THE LOAN COMPANY OF SAN DIEGO |
| Jun 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 19, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage FINLEY PROPERTIES CORP |
| Jun 15, 2018 | Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on Record |
| Deed Sale | Jun 15, 2018 · Amount on Record |
| Prior Sale | Mar 28, 2001 · Amount on Record |
| Deed Doc Number | 2018244952 |
| Last Transfer Date | Jun 17, 2022 |
| Transfer Doc | 0000263954 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 08, 2026 |
| Property Address | 10109 CHALLENGER CT, SPRING VALLEY, CA 91978-2012 |
| Document Number | 0000162665 |
| Instrument Date | May 20, 2026 |
| Instrument | 2026162665 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 10109 CHALLENGER CT, SPRING VALLEY, CA 91978-2012 |
| Document Number | 0000162665, |
|---|---|
| Date | Jun 08, 2026 |
| Instrument | 2026162665 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10109 CHALLENGER CT, SPRING VALLEY, CA 91978-2012 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 10109 CHALLENGER CT, SPRING VALLEY, CA 91978-2012 |
| Document Number | 0000338749 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 2025-0338749 |
| Name | FUNDLOANS CAPITAL |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92130 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 27, 2022 |
| Property Address | 10109 CHALLENGER CT, SPRING VALLEY, CA 91978-2012 |
| Document Number | 0000263954 |
| Map Reference | MAP 13866 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022-0263954 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 10109 CHALLENGER CT, SPRING VALLEY, CA 91978-2012 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10109 CHALLENGER CT, SPRING VALLEY, CA 91978-2012 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2410 WIND RIVER RD, EL CAJON, CA 92019-4156 |
| Document Number | 0000662735 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-0662735 |
| Name | THE LOAN COMPANY OF SAN DIEGO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10109 CHALLENGER CT, SPRING VALLEY, CA 91978-2012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 10109 CHALLENGER CT, SPRING VALLEY, CA 91978-2012 |
| Document Number | 0000415551 |
|---|---|
| Date | Jun 04, 2021 |
| Instrument | 2021-0415551 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 19, 2018 |
| Property Address | 10109 CHALLENGER CT, SPRING VALLEY, CA 91978-2012 |
| Document Number | 0000481305 |
| Map Reference | MAP 13866 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 2018-0481305 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10109 CHALLENGER CT, SPRING VALLEY, CA 91978-2012 |
| Document Number | 0000481306 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 2018-0481306 |
| Name | FINLEY PROPERTIES CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 15, 2018 |
| Property Address | 10109 CHALLENGER CT, SPRING VALLEY, CA 91978-2012 |
| Document Number | 0000244952 |
| Map Reference | MAP 13866 |
| Instrument Date | May 29, 2018 |
| Instrument | 2018-0244952 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10109 CHALLENGER CT, SPRING VALLEY, CA 91978-2012 |
| Document Number | 0000244953 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 2018-0244953 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $806,372 (+2%) Land $243,013 Building $563,359 | |
| 2025 | $9,999.00 (+6.63%) Homeowner's exemption | $790,562 (+4.04%) Land $238,249 Building $552,313 |
| 2023 | $9,377.00 (+1.44%) Homeowner's exemption | $759,866 Land $228,999 Building $530,867 |
| 2022 | $9,244.00 |
10109 Challenger Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 77th percentile of exposed land nationally · 54th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 248 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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