10109 Annie St, Elk Grove, CA 95757 Property Records

Sacramento County property record for 10109 Annie St, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,724 sqft · built 2005
Lot Size	0.133 acres (5,775 sqft)
Owner	Company Name on Record
Last Sale	$438,000 (Oct 2016)
Tax Bill	$7,512 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-1660-069-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1660-069-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,724 sqft Living Area
1st Floor Area	1,364 sqft
2nd Floor Area	1,360 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	5,775 sqft (0.133 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10109 ANNIE ST
City	ELK GROVE
State	CA
Zip	95757-4355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GILLIAM MEADOWS UNIT 2B, LOT 69
Legal Subdivision	GILLIAM MEADOWS UNIT 2B
Legal Lot Number	69
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3005
Census Tract	9647

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10109 ANNIE ST, ELK GROVE, CA 95757-4355
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 20, 2020	Deed of Trust, Mortgage · Conventional with PMI UMPQUA BK
Aug 9, 2019	Deed of Trust, Mortgage · FHA Mortgage EVERGREEN MONEYSOURCE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2016 · Amount on Record
Deed Sale	Oct 31, 2016 · Amount on Record
Prior Sale	Sep 16, 2011 · Amount on Record
Deed Book / Page	20161031 / 1575
Last Transfer Date	Oct 9, 2020
Transfer Doc	10190000000156
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10109 ANNIE ST, ELK GROVE, CA 95757-4355
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10109 ANNIE ST, ELK GROVE, CA 95757-4355
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001243
Date	Feb 28, 2025
Instrument	202502281243

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 19, 2020
Property Address	10109 ANNIE ST, ELK GROVE, CA 95757-4355
Document Number	2010190156
Instrument Date	Oct 9, 2020
Instrument	2010190156
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10109 ANNIE ST ELK GROVE CA 957574355, ELK GROVE, CA 95757-4355

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10109 ANNIE ST, ELK GROVE, CA 95757-4355
Document Number	2001271262
Instrument Date	Jan 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10109 ANNIE ST ELK GROVE CA 957574355, ELK GROVE, CA 95757-4355

Mortgage

Document Number	2001271262
Date	Jan 27, 2020
Instrument	2001271262

Lender

Name	UMPQUA BK
Type	Bank
Address	LA MESA, CA 91942

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10109 ANNIE ST, ELK GROVE, CA 95757-4355
Document Number	1908150755
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10109 ANNIE ST ELK GROVE CA 957574355, ELK GROVE, CA 95757-4355

Mortgage

Document Number	1908150755
Date	Aug 15, 2019
Instrument	1908150755

Lender

Name	EVERGREEN MONEYSOURCE MTG
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$518,496 (+2%) Land $136,133 Building $382,363
2025	$7,512.00 (+1.02%)	$508,330 (+4.04%) Land $133,464 Building $374,866
2024	$7,436.00 (+2.37%)
2023	$7,264.00 (+1.62%)	$488,593 Land $128,283 Building $360,310
2022	$7,148.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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