10107 106th Ter, Largo, FL 33773 Property Records

Pinellas County property record for 10107 106th Ter, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 1957
Lot Size	0.277 acres (12,079 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Mar 2019)
Tax Bill	$162 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2021 Mortgage + 8 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-750-7108-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-7108-4`
Alternative APNs	`15-30-15-80082-000-0500` `301515800820000500` `R164412`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,809 sqft Living Area
Gross Area	1,837 sqft
1st Floor Area	1,809 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1981
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,079 sqft (0.277 acres)
Lot Dimensions	153 ft deep x 86 ft wide
View / Lot	Lake Front
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Loading Dock	300 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R164412
Street Address	10107 106TH TER
City	LARGO
State	FL
Zip	33773-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SEMINOLE RIDGE 1ST ADD LOT 50 & LAND TO SEAWALL
Legal Range	15E
Legal Township	30S
Legal Section	15
Legal Subdivision	SEMINOLE RIDGE 1ST ADD
Legal Tract	80082
Legal Lot Number	50
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2001
Census Tract	25114

Owner

10107 106th Ter is owned and occupied by an individual who acquired it in April 2026.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	10107 106TH TER, LARGO, FL 33773-4130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 15, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 24, 2022	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 5, 2026	Quit Claim Deed, Transfer · Line of Credit FIRST TECHNOLOGY FEDERAL CREDIT UNION
May 5, 2026	Quit Claim Deed, Transfer · Line of Credit FIRST TECHNOLOGY FEDERAL CREDIT UNION
Jan 9, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 19, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 19, 2018	Quit Claim Deed, Transfer PEER TITLE INC
Nov 14, 2018	Grant Deed, Transfer PEER TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2019 · Amount on File
Deed Sale	Mar 19, 2019 · Amount on File
Prior Sale	Nov 14, 2018 · Amount on File
Deed Document Number	201984372
Deed Book / Page	20466 / 1872
Last Transfer Date	Apr 18, 2026
Transfer Doc	0235461527
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10107 106TH TER, LARGO, FL 33773-4130
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10107 106TH TER, LARGO, FL 33773-4130

Mortgage

Document Number	0215520427
Date	May 25, 2021
Book Page	21552/427
Instrument	2021174145

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10107 106TH TER, LARGO, FL 33773-4130
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10107 106TH TER, LARGO, FL 33773-4130

Mortgage

Document Number	0217620496
Date	Oct 15, 2021
Book Page	21762/496
Instrument	2021337271

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10107 106TH TER, LARGO, FL 33773-4130
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2026, FLINT, MI 48501-2026

Mortgage

Document Number	0222411031
Date	Oct 24, 2022
Book Page	22241/1031
Instrument	2022311008

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2051

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10107 106TH TER, LARGO, FL 33773-4130
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10107 106TH TER, LARGO, FL 33773-4130

Mortgage

Document Number	0231371046
Date	Apr 22, 2025
Book Page	23137/1046
Instrument	2025118262

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2035

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	May 5, 2026
Property Address	10107 106TH TER, LARGO, FL 33773-4130
Document Number	0000120161
Book / Page	23546 / 1527
Instrument Date	Apr 18, 2026
Instrument	2026120161
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

Mortgage

Document Number	0000120162,
Date	May 5, 2026
Instrument	2026120162

Lender

Name	FIRST TECHNOLOGY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	May 5, 2026
Property Address	10107 106TH TER, LARGO, FL 33773-4130
Document Number	0235461527
Book / Page	23546 / 1527
Instrument Date	Apr 18, 2026
Instrument	2026120161
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	WFG LENDER SERVICES

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

Mortgage

Document Number	0000120162,
Date	May 5, 2026
Instrument	2026120162

Lender

Name	FIRST TECHNOLOGY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2056

Interest

Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10107 106TH TER, LARGO, FL 33773-4130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0208391067
Date	Jan 9, 2020
Book Page	20839/1067
Instrument	2020009557

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 19, 2019
Property Address	10107 106TH TER, LARGO, FL 33773-4130
Document Number	0204661872
Book / Page	20466 / 1872
Map Reference	MB 34 PG 6
Instrument Date	Mar 18, 2019
Instrument	2019084372
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 1, 2022
Title Company	BAY NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,729.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12945 SEMINOLE BLVD # BLVD1-5, 12945, LARGO, FL 33778-2319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10107 106TH TER, LARGO, FL 33773-4130

Mortgage

Document Number	2019084373
Date	Mar 19, 2019
Instrument	2019084373

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 19, 2018
Property Address	10107 106TH TER, LARGO, FL 33773-4130
Document Number	0203720562
Book / Page	020372 / 000562
Instrument Date	Dec 17, 2018
Instrument	402111
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	PEER TITLE INC

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12945 SEMINOLE BOULEVARD 1 #15 LARGO FL 33778, 15, LARGO, FL 33778
Investor	Possibly a Property Investor

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 14, 2018
Property Address	10107 106TH TER, LARGO, FL 33773-4130
Document Number	0203352223
Book / Page	020335 / 002223
Instrument Date	Nov 8, 2018
Instrument	367144
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	PEER TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12945 SEMINOLE BOULEVARD 1 #15 LARGO FL 33778, 15, LARGO, FL 33778
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10107 106th Ter was $162, up 6.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$162.00 (+6.58%)	$197,453	$380,504 Land $198,842 Building $181,662
2024	$152.00 (+1.33%)
2023	$150.00 (-92.84%) Homeowner's exemption Veteran's exemption	$161,294 (+3%)	$375,969 (+10.03%) Land $241,820 Building $134,149
2022	$2,094.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$156,596	$341,688 Land $236,073 Building $105,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10107 106th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 81 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	129 units insured incl. 48 condo units
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10107 106th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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