10105 Silver Oaks Ct, Dubuque, IA 52003 Property Records

Dubuque County property record for 10105 Silver Oaks Ct, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,808 sqft · built 2020
Lot Size	2.15 acres (93,654 sqft)
Owner	Individual Name on File
Last Sale	$424,435 (Oct 2020)
Tax Bill	$5,712 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-23-476-003`

Property Details

APN / Parcel Number

Primary APN	`15-23-476-003`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,777 sqft
Basement Area	1,777 sqft
Finished Basement	1,019 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	93,654 sqft (2.15 acres)
Garage Type	Attached
Garage Area	1,169 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10105 SILVER OAKS CT
City	DUBUQUE
State	IA
Zip	52003-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 SILVER OAKS ESTATES;
Legal Range	02E
Legal Township	88N
Legal Section	23
Legal Subdivision	SILVER OAKS ESTATES
Legal Lot Number	30
Jurisdiction	DUBUQUE IA
Township / Civil Division	TABLE MOUND
Census Block Group	2
Census Block	2020
Census Tract	10105

Owner

10105 Silver Oaks Ct is owned and occupied by an individual who bought it in October 2020.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10105 SILVER OAKS CT, DUBUQUE, IA 52003-9406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIDELITY BANK & TRUST
Oct 20, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIDELITY BANK & TRUST
May 8, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	May 8, 2020 · Amount on File
Deed Document Number	0002016296
Deed Book / Page	20 / 16296
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	10105 SILVER OAKS CT, DUBUQUE, IA 52003-9406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008358
Date	Jun 16, 2020
Instrument	2020-00008358

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 20, 2020
Property Address	10105 SILVER OAKS CT, DUBUQUE, IA 52003-9406
Document Number	0000016296
Instrument Date	Oct 20, 2020
Instrument	2020-00016296
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$678.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10105 SILVER OAKS CT, DUBUQUE, IA 52003-9406

Mortgage

Document Number	0000016297
Date	Oct 20, 2020
Instrument	2020-00016297

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 8, 2020
Property Address	10105 SILVER OAKS CT, DUBUQUE, IA 52003-9406
Document Number	0000005832
Instrument Date	May 5, 2020
Instrument	5832
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$103.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1735 ADAIR ST DUBUQUE IA 520014248, DUBUQUE, IA 52001-4248

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$519,900 Land $113,100 Building $406,800	$519,900 Land $113,100 Building $406,800
2024	$5,712.00
2023		$498,500 (+22.7%) Land $102,800 Building $395,700	$498,500 Land $102,800 Building $395,700
2022	$5,622.00 Homeowner's exemption	$406,280 Land $91,040 Building $315,240
2021			$406,280 Land $91,040 Building $315,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10105 Silver Oaks Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10105 Silver Oaks Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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