Montezuma County property record for 10105 Rd 43, Mancos, CO 81328
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 3 ba · 3,040 sqft · built 2021 |
| Lot Size | 4.3 acres (187,308 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,215 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Oct 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R018553 |
| Primary APN | R018553 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,040 sqft Building Perimeter |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Lot Area | 187,308 sqft (4.3 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R018553 |
|---|---|
| Street Address | 10105 ROAD 43 |
| City | MANCOS |
| State | CO |
| Zip | 81328-9251 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | A/R 3-9 |
| Legal Description | SUBDIVISION: DEANA SLD JULY 2020 4.30AC (50% MIN INT(MC0369) B522 P215 B565 P927 |
| Legal Subdivision | DEANA SLD JULY 2020 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | MANCOS |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 969100 |
Source: Montezuma County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 816, MANCOS, CO 81328-0816 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 2, 2023 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Aug 7, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 7, 2020 |
| Transfer Doc | 0000631081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 10105 ROAD 43, MANCOS, CO 81328-9251 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10105 ROAD 43, MANCOS, CO 81328-9251 |
| Document Number | 0000655992 |
|---|---|
| Date | May 13, 2024 |
| Instrument | 655992 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 10105 ROAD 43, MANCOS, CO 81328-9251 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000652903 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 652903 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | SANDY, UT 84070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 10105 ROAD 43, MANCOS, CO 81328-9251 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Title Company | PARAMOUNT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000635098 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 635098 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Aug 7, 2020 |
| Property Address | 10105 ROAD 43, MANCOS, CO 81328-9251 |
| Document Number | 0000631081 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 631081 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10105 ROAD 43, MANCOS, CO 81328-9251 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Unified School District | Mancos School District RE-6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,215.00 (+45.04%) | $232,561 (+33.7%) Land $13,308 Building $219,253 | $801,933 (+33.7%) Land $45,888 Building $756,045 |
| 2024 | $2,906.00 (+1.32%) | $173,938 (-8.4%) Land $12,194 Building $161,744 | $599,785 (-8.4%) Land $42,047 Building $557,738 |
| 2023 | $2,868.00 (+26.01%) | $189,888 (+43.95%) Land $13,287 Building $176,601 | $654,785 (+43.95%) Land $45,816 Building $608,969 |
| 2022 | $2,276.00 | $131,912 Land $13,629 Building $118,283 | $454,869 Land $46,996 Building $407,873 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 79% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choice Broadband Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
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