10105 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10105 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,008 sqft · built 2013
Lot Size	0.287 acres (12,513 sqft)
Owner	Individual Name on Record
Last Sale	$429,000 (May 2025)
Tax Bill	$11,232 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0777750252`

Property Details

APN / Parcel Number

Primary APN	`0777750252`
Alternative APN	`U19312099D000003000510`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,008 sqft Heated Area
1st Floor Area	1,321 sqft
2nd Floor Area	2,642 sqft
Upper Floors Area	366 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,513 sqft (0.287 acres)
Lot Dimensions	111 ft deep x 112 ft wide
Garage Area	298 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0777750252
Street Address	10105 CELTIC ASH DR
City	RUSKIN
State	FL
Zip	33573-6732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BELMONT PHASE 1A LOT 51 BLOCK 3
Legal Range	20
Legal Township	31
Legal Section	19
Legal Subdivision	BELMONT PHASE 1A
Legal Block	3
Legal Lot Number	51
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1036
Census Tract	14007

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10105 CELTIC ASH DR, RUSKIN, FL 33573-6732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Dec 31, 2013 · Amount on Record
Deed Document Number	2025196655
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 6, 2025
Property Address	10105 CELTIC ASH DR, RUSKIN, FL 33573-6732
Document Number	0000196655
Map Reference	MB 112 PG 62
Instrument Date	May 1, 2025
Instrument	2025196655
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SOUTHEAST TITLE COMPANY, SOUTH BAY TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,003.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 LARISA OAKS PL, SAN JOSE, CA 95138-1982

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10105 CELTIC ASH DR, RUSKIN, FL 33573-6732

Mortgage

Document Number	0000196656
Date	May 6, 2025
Instrument	2025196656

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,232.00 (+11.33%)	$440,076 (+5.22%) Land $146,628 Building $293,448	$440,076 (+5.22%) Land $146,628 Building $293,448
2023	$10,089.00 (+7.77%)	$418,227 (+9.14%) Land $136,154 Building $282,073	$418,227 (+9.14%) Land $136,154 Building $282,073
2022	$9,362.00	$383,202 Land $115,207 Building $267,995	$383,202 Land $115,207 Building $267,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	7 (2020–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20