10105 Cedar St, Bernard, IA 52032 Property Records

Jackson County property record for 10105 Cedar St, Bernard, IA 52032

Property Summary

Property TypeSingle Family Home
Details1 ba · 512 sqft · built 2004
Lot Size0.677 acres (29,483 sqft)
Owner2 Individual Names on File
Tax Bill$374 (2025)
Flood ZoneZone X (minimal risk)
APN290519354012000

Property Details

APN / Parcel Number

Primary APN290519354012000

Interior

Full Baths1 Bath
Total Rooms1 Room
Stories1 Story
Building Area512 sqft Living Area
1st Floor Area384 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,483 sqft (0.677 acres)
Lot Dimensions90 ft deep x 190 ft wide
PorchSlab
Porch Area32 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemNone
SewerSeptic
Water SourceWell

Location & Zoning

Street Address10105 CEDAR ST
CityBERNARD
StateIA
Zip52032-9379
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 11, 12 & 13 SCHWENKERS 13TH ADD SURV 1B-36 & LOTS 8 & 9 BLK 9 UNIT 2 LEISURE LAKE EST
Legal Range02E
Legal Township86N
Legal Section19
Legal SubdivisionSCHWENKER'S ADD
Legal Block9
Legal Lot Number8-9
JurisdictionJACKSON IA
Township / Civil DivisionOTTER CREEK
Census Block Group2
Census Block2060
Census Tract950100

Owner

Source: Jackson County records · APN 290519354012000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10105 CEDAR ST, BERNARD, IA 52032-9379
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 09, 2015
Transfer Doc2015/3009
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIowa
CountyJackson County
Unified School DistrictMaquoketa Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$374.00 Homeowner's exemption$39,900 (-5.67%) Land $8,900 Building $31,000$39,900 (-5.67%) Land $8,900 Building $31,000
2024$374.00 (+8.72%)
2023$42,300 Land $8,900 Building $33,400$42,300 Land $8,900 Building $33,400
2022$344.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 27, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Bernard Telephone Company
Fiber
1,000 / 1,000

Based on FCC filings for 171 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cedar St

Nearby Streets

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