10105 Berkeley Forest Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 10105 Berkeley Forest Ln, Charlotte, NC 28277

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,004 sqft · built 1990
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$525,000 (Jul 2019)
Tax Bill$5,490 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN225-381-22

Property Details

APN / Parcel Number

Primary APN225-381-22

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,004 sqft Living Area
Gross Area3,580 sqft
1st Floor Area1,688 sqft
Upper Floors Area1,316 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Garage Area576 sqft
Deck Area192 sqft
Patio Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10105 BERKELEY FOREST LN
CityCHARLOTTE
StateNC
Zip28277-9503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL22 M21-896
Legal SubdivisionBERKELEY FOREST
Legal Block1
Legal Lot Number22
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract5817

Owner

Source: Mecklenburg County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10105 BERKELEY FOREST LN, CHARLOTTE, NC 28277-9503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN ONLINE MORTGAGE
Jul 19, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Jan 22, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Aug 11, 2017Loan Modification, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2019 · Amount on Record
Deed SaleJul 19, 2019 · Amount on Record
Prior SaleJan 22, 2019 · Amount on Record
Deed Document Number201991566
Deed Book / Page33682 / 446
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10105 BERKELEY FOREST LN, CHARLOTTE, NC 28277-9503
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyUNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027594
DateFeb 12, 2021
Book Page35666/123
Instrument2021027594
Lender
NameAMERICAN ONLINE MORTGAGE
TypeNon-Lending Institution
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2036

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 19, 2019
Property Address10105 BERKELEY FOREST LN, CHARLOTTE, NC 28277-9503
Document Number0000091566
Book / Page033682 / 000446
Instrument DateJul 16, 2019
Instrument91566
Transaction TypeTransfer
Record UpdatedAug 7, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10105 BERKELEY FOREST LN CHARLOTTE NC 282779503, CHARLOTTE, NC 28277-9503

Mortgage

Document Number91567
DateJul 19, 2019
Book Page033682/000448
Instrument91567
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 18, 2034

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 22, 2019
Property Address10105 BERKELEY FOREST LN, CHARLOTTE, NC 28277-9503
Document Number0000007508
Book / Page033239 / 000774
Instrument DateJan 21, 2019
Instrument7508
Transaction TypeTransfer
Record UpdatedFeb 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$829.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2616 TWINBERRY LN WAXHAW NC 281739835, WAXHAW, NC 28173-9835

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address10105 BERKELEY FOREST LN, CHARLOTTE, NC 28277-9503
Document Number0000115306
Instrument DateAug 11, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10105 BERKELEY FOREST LN CHARLOTTE NC 282779503, CHARLOTTE, NC 28277-9503

Mortgage

Document Number0000115306
DateAug 24, 2017
Book Page032069/000196
Instrument115306
Lender
NameWELLS FARGO BK
TypeBank
AddressROANOKE, VA 24019
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,490.00$693,200 Land $175,000 Building $518,200$693,200 Land $175,000 Building $518,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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